Merchants Bank
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Business Loans, Lines of Credit

Finance your Company's Growth with a Merchants Business Loan

With years of experience in business lending, a Business Banker from Merchants Bank will provide specialized support for your specific business financing request. Our numerous business loan program options are designed to meet the specific needs of what’s right for your business, from a business line of credit to fleet financing. Contact a Business Banker today to schedule a free, no obligation review of what business financing may be right for your business.

We offer more business financing options for your specific needs:

Small Business financing (SBA)

Ag Lending

Term Business Loans

Real Estate Financing

Fleet/Truck Financing

Operating Line of Credit

Lease Financing

Each customer is different and so is each business financing solution at Merchants Bank. We won’t plug you into a formula or pigeon-hole you into a category. We’ll listen, and then we’ll help you with the business loan your company needs.


SBA Business Loans

There’s a reason more banks don’t make a big deal out of being an SBA Preferred Lender – that’s because not everyone is. We are, and that means we can help qualified applicants right away with the business loans they need.

As an SBA Preferred Lender, we can help you quickly with these business financing programs:

7(a) Loan Guarantee Program
Popular and widely-used for working capital, equipment, acquisitions and expansions, and debt refinancing. More on the 7(a) Loan Program

      Does your small business have a need for short term and/or working capital? The SBA CAPLines Loan Program may be right for you.

504 Loan Program
Used for financing fixed assets, like land and buildings, as well as fixtures and equipment. More on the 504 Loan Program

SBA Express Program
If you need working capital or inventory in a hurry, the process is quick and there is reduced paperwork. More on the SBA Express Program

More helpful SBA links to business loans:

        Guide to Starting a Business in Minnesota

        Small Business Development Centers

        Small Business Administration



Ag Lending

Our Ag lenders understand what you need because many of them have been in your shoes. Some are working as farmers today, and all have deep ties to the industry. They know ag business financing inside and out. More


Term Business Loans

Whether you are looking for an intermediate- or long-term business loan, we offer attractive terms that fit your needs and business. More


Real Estate Financing

Buying, Building, Leasing, or Refinancing, Merchants Bank will work with you to create a business financing program that works for you today. More


Truck/Fleet Financing

We’re a leader in truck and fleet financing because we have the experience and business financing packages to make financing happen quickly for qualified applicants. More


Operating Lines of Credit

Money makes your business go and you want to make sure you have access to a line of credit when you need it. We can help qualified applicants secure an operating line of credit. More


Lease Financing Offered Through Merchants Capital

Merchants Capital is a regional, Bank-related, commercial equipment leasing and financing company, based out of Minneapolis. A subsidiary of Merchants Financial Group, Inc., a multi-bank holding company, we generally finance tangible assets over terms of 2 to 10 years, on equipment with values ranging from $100,000 to over $10 million dollars. More


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