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CD Accounts: Savings Accounts that Maximize Earnings

CD accounts are available from Merchants Bank with a wide variety of terms. 

A CD account, also known as a Certificate of Deposit account, is a savings account that allows you to maximize your rate of investment return with savings account products that are FDIC insured. 

We offer CD accounts for regular savings account funds, retirement (IRA) accounts, and HSAs (health savings accounts). 

Rates of return vary by investment term and penalties apply for early withdrawal. A $500 minimum deposit is required to open any CD account. 

See our Rate Information for specific requirements and rates available on our CD account specials. For additional information, Contact Us. Our Customer Service staff would be happy to visit with you about which type of CD account or savings account vehicle best fits your needs.