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Investment Services, Retirement Planning, 401k Plans

Prudent investment and retirement planning are essential as you work toward a secure future. Our investment services professionals can help you reach your goals, with retirement planning including 401k plans and investment help to grow your savings.

Select the location nearest you:

Apple Valley Hampton Onalaska Spring Grove
Caledonia Hastings Red Wing St. Charles
Cannon Falls La Crescent Rochester Winona
Cottage Grove Lakeville Rosemount  
Eau Claire Lanesboro Rushford  

 

Ways We Can Help with Your Retirement Planning

In today’s fast-paced world, too often we may forget to slow down and appreciate the truly important things in life. Whether you are saving for your children’s education, a new home, a business venture, a dream trip, or a relaxing retirement, we will tell you the facts about investing and help you set and move toward goals that are within your reach.

 

We are Merchants Investment Services and we can help.

We will listen to your dreams for the future, analyze your individual situation, and work with you to develop your personal financial roadmap. Whether you need to establish a 401(k) plan or need the help of an investment services professional, we look forward to answering your questions about today’s investing environment and retirement planning, including 401k plans, and keeping you informed in the future.

 

Our Philosophy

Merchants Investment Services works only with quality investment and insurance companies, and our philosophy is to always strive to find the best product or service to fit each individual client’s unique needs.

No one financial solution meets everyone’s needs. Therefore, we have contracted with some of the leading providers of financial products and services in the country, and we offer a wide variety of solutions.

 

Personal Solutions for Retirement Planning and Investing

Retirement Planning - Determine whether you are on track to meet your long term retirement goals.  No matter if you are in the accumulation phase or distribution phase of retirement, we can develop a strategy designed to help you reach your retirement goals.

Investments – Our investment services are tailored to your best interests. The independent relationship we have with Securities America, Inc. opens up a world of investment products and account options to clients. Since there are no proprietary offerings, we objectively determine the premier products from industry leading companies to work with on your behalf.

College Savings Plans – Learn how the tax and estate planning benefits of a 529 plan make it the most popular college saving vehicle in the industry. An alternative to the 529 plan is a Uniform Transfer to Minor Account (UTMA).

Insurance – Whether you are looking to protect your loved ones with life insurance or protect your assets from being spent down in retirement with long term care insurance, risk management is a cornerstone of anyone’s financial situation. Work with us to help make sure you and your family is protected.

 

Business Solutions

We have the knowledge to help business owners establish an appropriate retirement plan, business continuation/exit strategy, and buy/sell agreements. We would welcome the opportunity to speak with you about:

  • Retirement Plans: 401k, SIMPLE and SEP IRAs
  • Buy - sell agreements
  • Business continuation/exit strategies
  • Retirement planning solutions
  • Group life insurance plans
  • Key employee benefits
  • Executive compensation strategies

 

Click below to contact the investment professional of your choice:

 Winona, St. Charles, Caledonia, Eau Claire, Rushford and Lanesboro

Personal Profile:
Steve has been with Merchants Investment Services since August of 2005. Previously, he worked for Edward Jones Investments serving the Caledonia/Spring Grove area. Steve also has experience as a teacher at the Dover-Eyota School District and as a Transportation Broker in Minnetonka. He has a Bachelor of Science Degree from Winona State University and a Master’s Degree from Saint Mary’s University of Minnesota. Steve has earned his Series 7, 63 and 65 Securities Licenses, and his Insurance License.

Steve McDonald is licensed to discuss and/or sell securities in the following states: AZ, CA, CO, CT, FL, GA, IL, IA, KY, ME, MI, MN, MO, MT, NV, NY, NC, OH, OK, OR, PA, TX, VA, WA and WI.

Personal Profile:
Jamie was born and raised in Winona and graduated from the University of St. Thomas in St. Paul. He interned for a large investment firm in Minneapolis and after college spent several years with that firm as an investment advisor representative before deciding to start his own investment firm. Jamie believes in bias-free investment recommendations and research, while remaining independent and conflict-free. Jamie has earned his Series 7 and 66 securities licenses and life and health insurance licenses.

Jamie Pomeroy is licensed to discuss and/or sell securities in the following states: AK, CA, CO, FL, GA, HI, IL, IA, KS, MI, MN, MO, MT, NY, NC, OH, OK, OR, TX, and WI.

 

Twin Cities, Cannon Falls, Hampton, Red Wing, and Rochester

Personal Profile:
John started his investment career in 2003, joining Merchants Investment Services in June 2005. He has also worked with Morgan Stanley in St. Paul. Before entering the financial services profession, John was an editor and advertising sales representative for a global business-to-business magazine publisher. In addition to his duties with Merchants, John is a member of the Red Wing Lions Club and regularly performs with several local theater groups in Red Wing. John has earned his Series 7 and 66 securities licenses and life and health insurance licenses.

John Anderson is licensed to discuss and/or sell securities in the following states: AZ, CO, MI, MN, ND, SD, and WI.

 

 Caledonia, Spring Grove, La Crescent, and Onalaska

Personal Profile:
Gary has been with Merchants Investment Services since 2007. Before that, he worked with Mutual of Omaha as a District Sales Manager and for Thrivent Financial for Lutherans as a Financial Associate. He’s been in the investment field since 1995. He taught at Western Technical College between 2009 and 2014, and has been a certified instructor for Life, Health and Accident Insurance training classes since 2005.

Gary Beardmore is licensed to discuss and/or sell securities in the following states: MN and WI.

Steve McDonald, Jamie Pomeroy and John Anderson are registered representatives with Securities America, Inc. and investment advisor representatives with Securities America, Inc.

Gary Beardmore is a registered representative with Securities America, Inc.

Insurance products are offered through Merchants Investment Services.