Whether you’re planning on building your dream home or buying it move-in ready, Merchants Bank has the loans and expert lenders that tailor the entire process to your needs. We’re here to listen to your story and use every detail to find the loan that fits your timeline, budget and goals.
With an array of loans to choose from, you’re sure to find exactly what you’re looking for.
Not sure what the best fit is? Our experts are happy to talk you through them all and help you select the loan that supports where you are and where you’re headed.
Let's start your journey home!
Traditional Mortgage
For those looking for a clear and classic route to homeownership.
Specialized Mortgage Programs
If you need more specialized guidance and financing, Merchants Bank has MN Housing Mortgages, Rural Development Mortgages, and Medical Professional Home Loans to help you purchase a home.
Refinance Mortgage
Refinancing is a great tool for cutting down on monthly expenses.
Home Construction Loans
If you haven’t found your vision out there on the market, a construction loan allows you to build it yourself!
Pre-Approval
Getting pre-approved for a mortgage is a great way to learn what homes you can afford and helps you stand out in a fast-paced market.
More support with Merchants Bank
The homebuying process is personal and can be a big undertaking. At Merchants Bank, we simplify it all with free expert guidance to help you determine where to start, what type of loan is right for you, and how much you can expect to spend during the process. Check it out!
Home Loan Guide Mortgage Loan Calculator
With Merchants Bank, homebuying is warmer, simpler, and more equitable.
All mortgage loans are subject to credit approval.