Merchants Bank, N.A.

Woman holding a credit card.

Paying too much? Get low rates and local service.

Transfer the balances from your other credit cards to ours and build your credit while taking advantage of low rates and our points program.
Subject to approval.

Learn about Visa Scorecard

Ashley Wagner with mask on talking with customer at desk.

Now Open: Safety Procedures for Lobby Visits

Our bank lobbies are now open to limited visitor traffic. Please follow these guidelines for the health and safety of all during your visit. Alternative banking methods are still encouraged when possible.

At a Glance

business owner working on laptop

Treasury Management Made Easy

Let our Treasury Management Specialists help improve your business cash flow. Explore our options

Woman and man discussing finances

Banking With a Human Touch

You shouldn't have to choose between a personal relationship with your banker or the best banking technology. You'll find both at Merchants Bank. Learn more about Merchants

Not Just Your Bank, Your Partner

Mark Morse, CEO of Morsekode, describes partnering with Merchants Bank to apply for the Paycheck Protection Program. Meet our commercial team

person viewing web page on laptop computer in cafe.

Financial Education with MoneyIQ

From financial basics like getting your emergency savings account in shape to specific life situations like keeping track of a wedding budget, you’ll find our best money tips here. Start learning

digital wallet payment

Easy Payments with Digital Wallet

Add your Merchants Bank debit and credit cards to your wallet and make paying even easier with Apple, Samsung or Google Pay. See how

Leadership class assembling Cheeriodicals boxes

Committed to Community

Merchants Bank is a community bank committed to creating thriving communities by supporting your hopes and dreams. We’re ready to serve you with locations in: Apple Valley, MN; Caledonia, MN; Cannon Falls, MN; Cottage Grove, MN; Eau Claire, WI; Hampton, MN; Hastings, MN; La Crescent, MN; Lakeville, MN; Lanesboro, MN; Northfield, MN; Onalaska, WI; Red Wing, MN; Rochester, MN; Rosemount, MN; Rushford, MN; Spring Grove, MN; St. Charles, MN; Winona, MN. Find your local branch