Merchants Bank, N.A.

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Start the home buying or building process prepared.

See us for mortgage preapproval.

Routing # 091900193 // Customer Service (800) 944-6285

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Your Guide to the Home Loan Process

Wouldn't it be nice if the words "mortgage" and "simple" went together? With our Home Financing Checklist, you can easily walk through the steps of the home loan process and forget about the headaches. Read our guide

At a Glance

Merchants Bank culture, Sue Savat

Discover the Merchants Bank Difference

Our Minnesota roots and community banking culture are just two of the reasons our commercial banking clients choose us. We’re also employee owned and one of the largest banks chartered in Minnesota. Learn more about us

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Low Interest Home Equity Loans

If you need the flexibility to borrow for anything – a new car, college tuition or home improvement project – our Home Equity Loans could be the right option. See the benefits of a HELOC

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Can You Afford It?

Use these calculators as a resource for planning, estimating, and exploring your financial opportunities. Calculate