Merchants Bank, N.A.

Make Your Home Your Own


House projects made easier with our low rate Home Equity Line of Credit: 2.9% APR first 6 months and 4.5% APR after 6 months.

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Routing # 091900193 // Customer Service (800) 944-6285

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Local Community Commitment

We believe that when the community prospers, the bank will prosper. As a community bank, we view it as our responsibility to give back to the communities we serve. We do this with both the time our employees volunteer, more than 11,680 hours in 2017, and the monetary contributions we make. We look closely at each request we receive to see how the people we serve will benefit. Throughout our organization in 2017, for example, Merchants Bank fulfilled 652 requests for charitable donations from nearly 600 organizations with total charitable donations of $584,000, or 2.74% of Merchants Bank’s pre-tax income.

Learn more about our community banking philosohpy

At a Glance

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Discover the Merchants Bank Difference

Our Minnesota roots and community banking culture are just two of the reasons our commercial banking clients choose us. We’re also employee owned and one of the largest banks chartered in Minnesota. Learn more about us

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Low Interest Home Equity Loans

If you need the flexibility to borrow for anything – a new car, college tuition or home improvement project – our Home Equity Loans could be the right option. See the benefits of a HELOC

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Can You Afford It?

Use these calculators as a resource for planning, estimating, and exploring your financial opportunities. Calculate