Merchants Bank, N.A.

Lowest Mortgage Rates in Months


If you've found a home or thought about refinancing, now's the time.

Contact a Local Lender

Subject to approval.

Jesse & Kally Whalen, FUNd account customers

Get a Jump on Next Summer's Savings

Kally was able to save for a family trip to Nashville with her Merchants Bank FUNd Savings account.

"I LOVE my Summer and Winter FUNd accounts. They are perfect for setting aside money for family vacations, a weekend getaway, or Christmas gifts. One of my tips is to put a portion of the total money saved back into your savings account to keep it growing." - Kally Whalen, Customer Service Representative, Merchants Bank - St. Charles

Start saving for your Summer FUNd today. Apply to open

At a Glance

Lucas Stangl, Electronic Banking Specialist

Red Flags for Common Scams

Do you know the warning signs for these common scams? Watch to learn how to spot a scam. Watch now


Small Enough, Big Enough for Your Business

At more than $1.6 Billion in assets, we are big enough to provide a deep lineup of capabilities and expertise, yet still small enough to be flexible and responsive with local decision-making. Learn more about us

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Free Checking That's Still Free

We mean it, with a free Debit Card, Online Banking, eStatements and fee-free cash at our ATMs. View Accounts

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Make Deposits Anytime, Anywhere

With Consumer Mobile Deposit, simply take a picture to deposit checks from anywhere. It's that easy. Get started
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Buying Your First Home?

We're here to guide you through the process step-by-step. Meet our Mortgage Lenders
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View Current Rates

Check today's rates for our certificates of deposits, checking and savings accounts and more. View now ›