Merchants Bank, N.A.

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We share your home dreams.

Let’s Build Together

Subject to approval.

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Taking advantage of all your Merchants Debit Card Benefits?

Did you know that when you carry a Merchants Bank Debit Card you automatically have access to Preferred Cardholder Benefits, such as the Mastercard ID Theft program. Are you enrolled in the convenience of Click-to-Pay? Learn about the benefits.

At a Glance

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Plan for Your Future

Work with our experts to create a comprehensive financial plan that fits your future. It starts with a simple conversation about your goals. Explore our options

Naturally Unbridled Wellness, Owner Patti Bartsch

Service Your Business Deserves

"It's been phenomenal to work with Merchants Bank. Our business gets an excellent level of support and customer service - and fast. As my business has grown, Merchants has been with me every step of the way," says Patti Bartsch, owner of Naturally Unbridled Wellness in Onalaska, WI. How We Help

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Ultra Low Credit Card Rates

Enjoy an ultra low introductory rate for the first six months on our Visa Credit Cards and a great every day rate after that. Apply now

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Your first home. Our expertise.

Finding a home that’s uniquely you is important. We’ll work with you from start to finish to be sure you’re at ease with every step of the process. Let’s start with pre-approval.

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Free Checking That's Still Free

We mean it, with a free Debit Card, Online Banking, eStatements, and fee-free cash at our ATMs. View accounts

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Committed to Community

Merchants Bank is a community bank committed to creating thriving communities by supporting your hopes and dreams. We’re ready to serve you with locations in: Apple Valley, MN; Caledonia, MN; Cannon Falls, MN; Cottage Grove, MN; Eau Claire, WI; Hampton, MN; Hastings, MN; La Crescent, MN; Lakeville, MN; Lanesboro, MN; Northfield, MN; Onalaska, WI; Red Wing, MN; Rochester, MN; Rosemount, MN; Rushford, MN; Spring Grove, MN; St. Charles, MN; Winona, MN. Find your local branch