Commercial Loans

Finding the right loan for your business' unique needs is important. That's why our experienced bankers are here to learn about your situation, industry and be a partner for your future success.

Financing Options

  • Term Loans are one of the most common types of business loans and offer a set repayment date, certain number of payments and fixed or variable interest rate. Try our commercial loan calculator.
  • Commercial Real Estate Loans typically used for:
    • Acquisition, refinance or construction of property.
    • Owner-occupied and investment property.
    • Many property types including office, warehouse, manufacturing, retail, multi-family, dealerships, healthcare and more. 
    • All phases of commercial real estate development projects.
  • Equipment Finance Loan for your commercial equipment finance needs.
  • Floor Plan Financing assists your business with vehicle or equipment inventory management and more.
  • Lines of Credit is a flexible source of funds to help you manage your day-to-day working capital needs or quickly capitalize on an opportunity.
  • Fleet/Truck Loans provide rolling stock financing for your truck and fleet operation.
  • Small Business Loan programs are offered and administered through the Small Business Administration (SBA) and financed through Merchants Bank, an SBA preferred lender. 
Merchants provided the access to funds that we needed to outfit the entire school for the year. From furniture to tablets for assessment testing, we have all the materials we need for our staff and students.

Elissa Behnke

Creekstone Montessori School

Working with Merchants is entirely different than our previous banking relationship. There’s simply no comparison. The loan approval process is much faster, response time is very efficient, and the net effect on our company is nothing but positive. I’m grateful for that.

Mike Jensen, President/CEO

Gauthier Industries, Inc.

Merchants Bank has been a proactive and solution-oriented partner for my business. They took time to develop the relationship, understand my needs and create a tailored loan package to match my requirements.

Tom Friedewald

South Properties LLC

All loans are subject to credit approval.

Ready to get started?

Treasury Management

Dedicated to your success, we provide your business with tools to manage your corporate cash efficiently and protect your financial accounts from fraud.


As your dedicated financial partner, we offer Wealth Management resources to help you plan for the future. Put our expertise to work for you. 

Credit Card Processing

We make processing and accepting credit card, debit card and gift card payments easy and efficient for your business.

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