Business Checking Overdraft Protection Options

Small Business Overdraft Line of Credit


  • Available to qualified smaller home-based or sideline businesses in amounts of $500-$2,500
  • Provides coverage for businesses with a Merchants Bank Small Business Checking account
  • Interest rate of 15.59% APR and annual fee of $30
  • Funds from this revolving line of credit will transfer in increments of $300
  • Monthly payment amount is determined by the outstanding line of credit balance
  • Interest begins to accrue as of the date of the transfer on the amount of the funds advanced, but you will not be charged a fee for the transfer itself
  • Flexible payment options include monthly billing or automatic payments

Business Overdraft Line of Credit

  • Available to qualified for-profit businesses, who have been in business for at least 12 months, in amounts of $1,000-$24,999
  • Provides coverage for businesses with a Merchants Bank Business, Interest-Bearing or Small Business Checking account
  • Interest rate of Prime + 4% with a floor of 5.5% and annual fee of $50
  • Funds from this revolving line of credit will transfer in increments of $500
  • Monthly payment amount is determined by the outstanding line of credit balance
  • Interest begins to accrue as of the date of the transfer on the amount of the funds advance, but you will not be charged a fee for the transfer itself
  • Flexible payment options include monthly billing or automatic payments

* Account charges will apply if the number of transfers exceed savings account parameters.

Treasury Management

Dedicated to your success, we provide your business with tools to manage your corporate cash efficiently and protect your financial accounts from fraud.

Business Online & Mobile Banking

Find the convenient ways you can access and manage your business bank accounts right here.

Credit Card Processing

We make processing and accepting credit card, debit card and gift card payments easy and efficient for your business.

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Wisconsin