Rural Development Mortgage

If you dream of living in a rural area and are seeking a more affordable option for buying a home, a loan through the USDA Rural Development Guaranteed Housing Loan Program may fit your needs. 


This program is specifically designed to help low and very-low-income applicants access safe and affordable housing in eligible rural areas.

  • 0% down option available
  • Flexible rates and terms to fit your income
  • Funds should be used for a property that will be your primary residence and generally less than 2,000 square feet

All mortgages are subject to credit approval.

Home Equity Line of Credit

Access to credit when you need it with the flexibility of a Home Equity Line of Credit. 

Relationship Checking

The account that rewards you when certain relationship balances are maintained. Being part of the Merchants family has its perks!

Credit Cards

Earn rewards at competitive rates when you borrow with a Merchants Visa® Credit Card.

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