Mortgage pre-approval is a simple application process to determine if you qualify for a mortgage. Your credit and income information are the main factors taken into account. If you do qualify, a pre-approval has many benefits. It will let you know how much house you can afford and show home sellers you are serious about a home purchase.
Traditional Mortgage or Refinance
Most mortgages fall into the category of a traditional mortgage, which allows you to buy a home or refinance your current mortgage.
Veterans Administration (VA) Mortgage
A government guaranteed mortgage, available for eligible veterans and spouses who meet a number of specific requirements. Offered as a small token of our gratitude for your humbling bravery and service.
Federal Housing Administration (FHA) Mortgage
If you require a smaller down payment or are using a down payment from other sources such as a gift, this is the perfect mortgage for you. A more flexible mortgage loan option for first-time home buyers or those with past credit issues.
Rural Development Mortgage
A government guaranteed mortgage to low or very low-income applicants in eligible rural areas who meet specific requirements.
Minnesota Housing Mortgage
A more affordable mortgage option for those needing payment assistance or a special loan structure.
All mortgage loans are subject to credit are approval.