Business Health Savings Account (HSA)

Providing the best benefits to your employees is important and we’re here to help. If you offer a high deductible health plan, our HSAs are a flexible, convenient option for your employees to manage their healthcare expenses. Make the most of employee benefits with Health Savings Accounts.

Health Savings Account Features at Merchants Bank

Certified Health Savings Professional, Nancy Denstad, shares these benefits your employees will enjoy when they take advantage of an HSA:

  • No monthly or annual maintenance fees
  • Choose a checking or certificate of deposit option, whichever your employee prefers
  • Easily set up a payroll direct deposit to automate pre-tax savings
  • Earned interest is tax-deferred (consult your tax professional)
  • Withdrawals are free as long as they are made for qualified medical expenses according to IRS guidelines

Count on us to be your HSA partner. Call to set up a presentation for you and your employees.

Ready to get started?


As your dedicated financial partner, we offer Wealth Management resources to help you plan for the future. Put our expertise to work for you. 

Treasury Management

Dedicated to your success, we provide your business with tools to manage your corporate cash efficiently and protect your financial accounts from fraud.

Diamond Money Market

The savings account that helps you earn more while you save more.

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