Important Update: New Branch Hours
Effective November 1, branch hours are changing. Full details are available now.
Federal Housing Administration (FHA) Mortgage
A more flexible mortgage option for first-time home buyers.
For those just starting out, a Federal Housing Administration (FHA) loan may be a good option to help you fulfill your home dreams. While these loans do not come directly from the FHA, the FHA guarantees the loan which reduces the lending risk and may give you more borrowing power.
FHA Loan Features:
- Works well for buyers who require a smaller down payment or want to use a down payment from other sources, such as a gift.
- Provides more flexibility for first-time home buyers or those with past credit issues compared to other mortgage options.
- Potentially better rates due to FHA guarantee.
- FHA properties must meet certain requirements that your mortgage lender can share with you.
Your mortgage lender is the best resource when it comes to FHA loans.
All mortgage loans subject to credit approval.
Online & Mobile Banking
Take advantage of our Online & Mobile Banking tools, giving you the freedom to do more with your money.
Home Equity Line of Credit
Access to credit when you need it with the flexibility of a Home Equity Line of Credit.
Relationship Checking
The account that rewards you when certain relationship balances are maintained. Being part of the Merchants family has its perks!