Veterans Administration (VA) Mortgage
A specialty program offering a government guaranteed mortgage to eligible veterans and their spouses who meet a number of specific requirements.
Features
Through a VA loan, veterans can increase their borrowing power to fulfill their homeownership dreams. VA loans have less strict criteria that may allow veterans who have had a few credit problems in the past to still qualify for financing. Our lenders are here to walk you through program details and support you every step of the way.
- 0% down financing
- No monthly mortgage insurance required
- Funds must be used for a property that will be owner-occupied, a primary residence, 1-4 family dwelling
- Property must meet certain requirements that both sellers and buyers should be aware of in advance
All mortgage loans are subject to credit approval.
Online & Mobile Banking
Take advantage of our Online & Mobile Banking tools, giving you the freedom to do more with your money.
Home Equity Line of Credit
Access to credit when you need it with the flexibility of a Home Equity Line of Credit.
Relationship Checking
The account that rewards you when certain relationship balances are maintained. Being part of the Merchants family has its perks!