Veterans Administration (VA) Mortgage 

A specialty program offering a government guaranteed mortgage to eligible veterans and their spouses who meet a number of specific requirements.


Through a VA loan, veterans can increase their borrowing power to fulfill their homeownership dreams. VA loans have less strict criteria that may allow veterans who have had a few credit problems in the past to still qualify for financing. Our lenders are here to walk you through program details and support you every step of the way.

  • 0% down financing 
  • No monthly mortgage insurance required
  • Funds must be used for a property that will be owner-occupied, a primary residence, 1-4 family dwelling 
  • Property must meet certain requirements that both sellers and buyers should be aware of in advance

All mortgage loans are subject to credit approval.

Online & Mobile Banking

Take advantage of our Online & Mobile Banking tools, giving you the freedom to do more with your money. 

Home Equity Line of Credit

Access to credit when you need it with the flexibility of a Home Equity Line of Credit. 

Relationship Checking

The account that rewards you when certain relationship balances are maintained. Being part of the Merchants family has its perks!

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