Online & Mobile Banking

Banking made even more convenient with Merchants Bank Personal Online & Mobile Banking services. Securely login and access your account information 24/7, get credit alerts, make mobile deposits, pay bills and more.

Online & Mobile Banking Features

See account balances at a glance on mobile with Fast Balances
Submit notices of upcoming travel electronically to ensure your debit card(s) still work beyond the
tri-state area
Export transaction history to Money, Quicken or Quickbooks financial management software
View deposit images
Access to your Merchants credit card account
View your credit score, credit report and recent inquiries
Deposit up to $8,000 through mobile deposit per business day
Order checks from the Account Summary screen

Get Started With Mobile Banking

Register online or through the mobile app
Enter the information needed to set up your account, create a username and password
Follow the prompts provided to confirm personal information to login

Get Started With Online Banking

Bill Pay & E-billing Features

Set up bill payments to make paying your bills easy
Enroll for electronic bill delivery from companies that offer this service

Credit Score

Educate yourself and get advice on how to improve your credit score
Access to credit score and report
View personal credit analysis
See recent inquiries on your credit - be proactive in monitoring any attempted fraud
Set credit monitoring alerts

Spending

Gain insight into your day-to-day spending and expenses
Manage personal finances like your savings and other financial accounts

Does Merchants Bank have Telephone Banking?

Yes. With Phone Banking, you can transfer funds between accounts and access account information 24-hours a day by calling (888) 457-3444. Our convenient Telephone Banking service will walk you through the process to self-enroll.

What are the mobile deposit transaction guidelines?

There is a total limit of $8,000 for mobile deposit per business day.

Does Merchants Bank have Text Banking and what are the text commands?

Yes, Merchants Bank offers text banking on your mobile device.

Free, easy-to-use, secure mobile access to your account information on your mobile device
A convenient way to check balances, view recent transactions and transfer funds

Enroll for Text Banking: Enroll through Online Banking, under Settings. Select the accounts you wish to enable for Text Banking, set your mobile account nicknames, and select your primary account. You're ready to go!

Quick Guide to Text Messaging (SMS) Commands when texting to 98662

Inquiry	Text Command
Balance Inquiry for primary checking or savings account	B
Balance inquiry specific account	B <nickname> example: balance My Checking
Balance Inquiry for all accounts	B all
History (last 5 transactions)	H
History for specific account	H <nickname> example: hist My Checking
Next five historical transactions	M example: hist, more
See account nicknames	N
See a list of all text commands	help
Unsubscribe from Text Banking	stop

Merchants Mobile Banking is free, however, text or data charges may be imposed by your mobile provider. Check your plan for details. Your carrier may limit access outside the U.S.