Credit Card Processing

Your customers expect that your business accepts most major debit or credit cards. As your financial partner, we want to help make the process of accepting payments as easy as possible from anywhere, anytime.

Accepting Payments

Merchants Bank offers a variety of options for collecting payments using Clover payment solutions including counter-top card readers, website interfaces and mobile card readers. All of our terminals are capable of accepting payments from EMV chip cards and contactless cards. We can help you select the option(s) that are best for your business. Once a payment option is in place:

  1. Your customer presents you with a Visa, Mastercard, American Express (when applicable) and Discover debit or credit card.
  2. The transaction request is approved or denied almost immediately and a response is sent back to you.
  3. Funds are deposited into your Merchants Bank business checking account. 

Pricing Structure

We understand that each business is unique and deserves a card processing pricing structure that makes sense for your business. We promise to work with you to keep your costs as low as possible. Our pricing structure takes into account the following factors:

  • Monthly fees starting at:
    • $10 service fee for Merchants Bank card processing
    • $19.95 security fee
  • Equipment costs: Varies based on need
  • Price per transaction: Based on how much your business processes

To get started with Merchant Bank Card Processing, please submit a Contact Us form or call our Credit Card Department at (833) 794-0032.

Services subject to credit approval.  Fees may apply for certain services.

Treasury Management

Dedicated to your success, we provide your business with tools to manage your corporate cash efficiently and protect your financial accounts from fraud.

Business Online & Mobile Banking

Find the convenient ways you can access and manage your business bank accounts right here.

Business Credit Cards

Get competitive rates, flexible payments options and the customization your business needs.

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