Business Checking
Happy with your current bank? We dare to you to get happier. It's easy to find out how much money you could save when you switch to Merchants.
Small Business Checking
At Merchants we know small businesses have big goals. That's why we offer a small business checking account to help you easily manage your day-to-day money needs.
Business Checking
Help your business work towards financial goals with the ease and convenience of our Business Checking account, tailored to meet the money management needs of a business with higher transaction volume.
Interest-Bearing Business Checking
If interest on your checking is what you're looking for, our Interest-Bearing Business Checking account may be the perfect fit for your business.
Nonprofit Business Checking
As a financial partner for the community and a participating partner of many nonprofits, Merchants offers a Nonprofit Business Checking account to help enable your organization to do more good for your community.
Business Debit Card
Growing your business starts with accounts and tools that work for you. Use our Mastercard® Business Debit Card to make secure payments and get perks with the Easy Savings program.
Dare to Compare: Find out how Merchants Bank can save money for your business.
Come in and see us, and we’ll conduct a free, no-obligation cost analysis on your main operating business checking account and/or treasury management services. If we can’t prove that we will save you money in our comparison with your current financial institution, we will give you a Visa Gift Card.
To qualify for Merchants Bank’s Dare to Compare offer, your business must meet the following criteria:
- You provide three most recent business checking account statements. The account cannot be a personal checking account used for business purposes.
- Your business is located within a 20-mile radius of a Merchants Bank branch. View our locations here.
- You haven’t had a comparison completed in the last six months.
Compare Business Checking Accounts
| Account Features | Small Business Checking | Business Checking | Interest-Bearing Business Checking | Nonprofit Business Checking |
|---|---|---|---|---|
| Minimum Opening Deposit | $0 | $0 | $0 | $0 |
| Free Chip Debit Card with ATM Access and MasterCard® Easy Savings Program | ||||
| Monthly Fee | $0 | $8 | $8 | $8 |
| Monthly Free Transaction Items | ||||
| Per Transaction Charge | ||||
| Borrowed Funds Rate | n/a | Prime+3% | Prime+3% | Prime+3% |
| Earnings Credit | ||||
| Earns Interest | ||||
| Overdraft Line of Credit* | Available | Available | Available | Available |
| Contact UsLearn More | Contact UsLearn More | Contact UsLearn More | Contact UsLearn More |
*Subject to credit approval.