Small Business Checking

At Merchants we know small businesses have big goals. That's why we offer a small business checking account to help you easily manage your day-to-day money needs.

Business Checking

Help your business work towards financial goals with the ease and convenience of our Business Checking account, tailored to meet the money management needs of a business with higher transaction volume.

Interest-Bearing Business Checking

If interest on your checking is what you're looking for, our Interest-Bearing Business Checking account may be the perfect fit for your business.

Nonprofit Business Checking

As a financial partner for the community and a participating partner of many nonprofits, Merchants offers a Nonprofit Business Checking account to help enable your organization to do more good for your community.

Business Debit Card

Growing your business starts with accounts and tools that work for you. Use our Mastercard® Business Debit Card to make secure payments and get perks with the Easy Savings program.

Dare to Compare: Find out how Merchants Bank can save money for your business.

Come in and see us, and we’ll conduct a free, no-obligation cost analysis on your main operating business checking account and/or treasury management services. If we can’t prove that we will save you money in our comparison with your current financial institution, we will give you a Visa Gift Card.

To qualify for Merchants Bank’s Dare to Compare offer, your business must meet the following criteria:

  • You provide three most recent business checking account statements. The account cannot be a personal checking account used for business purposes.
  • Your business is located within a 20-mile radius of a Merchants Bank branch. View our locations here.
  • You haven’t had a comparison completed in the last six months.

Compare Business Checking Accounts

Account FeaturesSmall Business CheckingBusiness CheckingInterest-Bearing Business CheckingNonprofit Business Checking
Minimum Opening Deposit$0$0$0$0
Free Chip Debit Card with ATM Access and MasterCard® Easy Savings Program
Monthly Fee$0$8$8$8
Monthly Free Transaction Items
Per Transaction Charge
Borrowed Funds Raten/aPrime+3%Prime+3%Prime+3%
Earnings Credit
Earns Interest
Overdraft Line of Credit*AvailableAvailableAvailableAvailable
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*Subject to credit approval. 

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