Fraud Management Solutions

You work hard to make your business a success. We work hard to help you protect it from fraudulent activity. Use Positive Pay to detect fraudulent checks on your business account and ACH Blocks and Filters to ensure your business account isn't used for unauthorized ACH transactions.

Positive Pay Benefits

  • Minimize the risk of fraudulent checks posting to your account
  • Another layer of security to help protect your business
  • Three options are available: traditional, payee and reverse

How does Positive Pay work?

  • You send a check file to the Bank of checks that have been issued
  • Only checks matching this pre-approved list are paid by the Bank
  • Checks presented for payment that do not match the list must receive authorization or may be rejected for payment

Would my business benefit from Positive Pay?

Yes, if your business:

  • Issues checks
  • Wants the added assurance of knowing only approved checks will post to your account

ACH Blocks and Filters Benefits

  • Saves time, money and reduces the risk of fraud
  • No more worry about having to manage unauthorized ACH transactions that have posted to your company’s checking account
  • You control the list of permitted ACH transactions

How do ACH Blocks and Filters work?

  • With an ACH Block, you will have the ability to prohibit, or block, all ACH debits and/or credits from posting to your company accounts to prevent ACH fraud. You may also have heard this service referred to as ACH Debit Blocks.
  • With an ACH Filter, you will have the control to allow certain ACH debits and/or credits to post to your account, while at the same time excluding other debits and/or credits from posting.

Would my business benefit from ACH Blocks or Filters?

Yes, if your business:

  • Has ACH debit or credit activity in your business checking account
  • Wants the added assurance of being able to monitor for unauthorized ACH transactions
Merchants Bank gave TW Vending the tools, like Positive Pay and Deposit on Demand, to make deposits and keep our account secure without needing to visit the branch. Everything is at our fingertips.

Lisa Person

Financial Manager, TW Vending

Treasury Management services may be subject to credit approval.  Fees may apply for certain services.

Business Checking

Meet the day-to-day money management needs of your business with one of our checking options.

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Find the convenient ways you can access and manage your business bank accounts right here.

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