PDF files require Acrobat Reader to view. Download it now.

Local Community Banking

Located in Minnesota and Wisconsin

Skip Navigation
Making a bank deposit

Select a location from the drop-down list and then click the "Show Rates" button to reveal the rates below for that banking area.

Apple Valley rates (tabbed panel content)

Select Checking, Savings, CDs or Mortgage tab above to view specific rates.

Please scroll left to view the rest of the table.
Checking Account Minimum Balance to Earn APY APY
Relationship Checking*
Military Banking*
Partnership Banking*
$0 - $2,500.00 0.05%

$2,500.01 - $5,000.00 0.05%

$5,000.01 - $50,000.00 0.08%

$50,000.01 & Over 0.10%
HSA Checking $0 - $5,000.00 
0.05%

$5,000.01 - $10,000.00 0.10%

$10,000.01 - $15,000.00 0.15%

$15,000.01 - $25,000.00 0.20%

$25,000.01 & Over 0.25%

 
*Minimum deposit required to open a Relationship Checking Account - $50; Military Banking Account - $50; Partnership Banking Checking Account- $50.
 
Please scroll left to view the rest of the table.
Business Checking Account Minimum Balance to Earn APY APY
Interest Business Checking n/a 0.10%
Nonprofit Checking* $0 - $5,000.00 0.05%

$5,000.01 - $25,000.00 0.10%

$25,000.01 - $50,000.00 0.15% 

$50,000.01 - $100,000.00 
0.22%

$100,000.01 - $200,000.00 0.29%

$200,000.01 - $1,000,000.00 0.39%

$1,000,000.01 & Over 0.44%
ICS® Demand Deposit**
$0 - $,1000,000.00
0.10%

$1,000,000.01 - $15,000,000.00 
0.25%

$15,000,000.01 & Over
0.15%

Annual Percentage Yield effective April 29, 2021. Rates may change after the account is opened. Fees could reduce account earnings.

*Nonprofit Checking rates may differ for public fund entities. Contact branch for current rates.

**Placement of funds through the ICS or CDARS service is subject to the terms, conditions, and disclosures in the service agreements, including the Deposit Placement Agreement (“DPA”). Limits apply and customer eligibility criteria may apply. In the ICS savings option, program withdrawals are limited to six per month. Although funds are placed at destination banks in amounts that do not exceed the FDIC standard maximum deposit insurance amount (“SMDIA”), a depositor’s balances at the relationship institution that places the funds may exceed the SMDIA (e.g., before ICS or CDARS settlement for a deposit or after ICS or CDARS settlement for a withdrawal) or be ineligible for FDIC insurance (if the relationship institution is not a bank). As stated in the DPA, the depositor is responsible for making any necessary arrangements to protect such balances consistent with applicable law. If the depositor is subject to restrictions on placement of its funds, the depositor is responsible for determining whether its use of ICS or CDARS satisfies those restrictions. ICS, Insured Cash Sweep, CDARS, and Certificate of Deposit Account Registry Service are registered service marks of Promontory Interfinancial Network, LLC. 0517
Please scroll left to view the rest of the table.
Savings Account Minimum Balance to Earn APY
APY
Diamond Money Market* $0 - $5,000.00 0.05%

$5,000.01 - $25,000.00 0.10%

$25,000.01 - $50,000.00
0.15%

$50,000.01 - $100,000.00 0.22%

$100,000.01 - $200,000.00 
0.29%

$200,000.01 - $1,000,000.00 0.39%

$1,000,000.01 & Over 0.44%
ICS® Money Market** $0 - $1,000,000.00 0.40%

$1,000,000.01 - $15,000,000.00 0.50%

$15,000,000.01 & Over 0.50%
Advantage Savings* $0 - $2,500.00 0.05%

$2,500.01 & Over 0.05%
My Future Fund* $0 - $2,000.00 5.09%

$2,000.01 & Over 5.09% - 1.75%
Basic Savings* n/a 0.05%

Annual Percentage Yield effective April 29, 2021. Rates may change after the account is opened. Fees could reduce account earnings.

*Minimum deposit required to open a Diamond Money Market - $5,000; Advantage Savings - $1,000; My Future Fund - $200; Basic Savings - $50. Diamond Money Market rates may differ for public fund entities. Contact branch for current rates.

**Placement of funds through the ICS or CDARS service is subject to the terms, conditions, and disclosures in the service agreements, including the Deposit Placement Agreement (“DPA”). Limits apply and customer eligibility criteria may apply. In the ICS savings option, program withdrawals are limited to six per month. Although funds are placed at destination banks in amounts that do not exceed the FDIC standard maximum deposit insurance amount (“SMDIA”), a depositor’s balances at the relationship institution that places the funds may exceed the SMDIA (e.g., before ICS or CDARS settlement for a deposit or after ICS or CDARS settlement for a withdrawal) or be ineligible for FDIC insurance (if the relationship institution is not a bank). As stated in the DPA, the depositor is responsible for making any necessary arrangements to protect such balances consistent with applicable law. If the depositor is subject to restrictions on placement of its funds, the depositor is responsible for determining whether its use of ICS or CDARS satisfies those restrictions. ICS, Insured Cash Sweep, CDARS, and Certificate of Deposit Account Registry Service are registered service marks of Promontory Interfinancial Network, LLC. 0517
Please scroll left to view the rest of the table.
Certificate of Deposit Term APY Minimum Balance to Earn APY
3-5 Months 0.15% $500
6-11 Months 0.25% $500
12-23 Months 0.30% $500
24-29 Months 0.40% $500
30-35 Months 0.45% $500
36 Months & Over 0.50% $500

Apply for a Certificate of Deposit

Annual Percentage Yield effective April 29, 2021 and are subject to change without notice. Fees could reduce account earnings.

Please inquire about other available CD terms, IRA CDs, and HSA CDs. On certificate terms of less than one year the interest is not compounded. A penalty may be imposed for early withdrawal.

Rates displayed below are for informational purposes. Rates are subject to change without notice, and will depend on specific characteristics of the loan and your credit profile.

Term Rate APR Payment
15-Year Fixed 2.150% 2.356% $1300.88 .....Rates effective as of 11/30/2021
20-Year Fixed 2.775% 2.936% $1086.80
30-Year Fixed 2.900% 3.014% $832.46
   

Subject to approval. APR = Annual Percentage Rate. Estimates below are based on a loan amount of $200,000 with 20% down payment (equity for refinance), prepaid finance charges of $2,900 and a credit score of 740. The actual rate available to you will be based upon your credit history and may be different than the rate disclosed. Rates are for the financing of a single-family primary residence with a 45-day lock. If the down payment/equity is less than 20%, mortgage insurance may be needed, which could increase the monthly payment and APR. Rates also may be higher for cash-out refinances above 70% Loan-to-Value, non-escrowed loans, loan amounts below $100,000 and/or loan amounts greater than $548,250. 30-Year Fixed = 360 monthly payments. 20-Year Fixed = 240 monthly payments. 15-Year Fixed = 180 monthly payments. Payment does not include taxes and insurance and actual payment obligation may be greater.
Back to rates locations list (screen-reader link)

Caledonia rates (tabbed panel content)

Select Checking, Savings, CDs or Mortgage tab above to view specific rates.

Please scroll left to view the rest of the table.
Checking Account Minimum Balance to Earn APY APY
Relationship Checking*

Military Banking*
Partnership Banking*

$0 - $2,500.00 0.05%

$2,500.01 - $5,000.00 0.08%

$5,000.01 - $50,000.00 0.10% 

$50,000.01 & Over 0.15%
HSA Checking $0 - $5,000.00 
0.05%

$5,000.01 - $10,000.00 0.10%

$10,000.01 - $15,000.00 0.14%

$15,000.01 - $25,000.00 0.17% 

$25,000.01 & Over 0.20%


*Minimum deposit required to open a Relationship Checking Account - $50; Military Banking Account - $50; Partnership Banking Checking Account- $50.
 
Please scroll left to view the rest of the table.

Business Checking Account Minimum Balance to Earn APY APY
Interest Business Checking n/a 0.07%
Nonprofit Checking* $0 - $5,000.00 0.08%

$5,000.01 - $25,000.00 0.10%

$25,000.01 - $50,000.00 0.20%

$50,000.01 - $100,000.00 
0.28%

$100,000.01 - $200,000.00 0.40%

$200,000.01 - $1,000,000.00 0.50%

$1,000,000.01 & Over 0.55%
ICS® Demand Deposit**
$0 - $1,000,000.00
0.08%

$1,000,000.01 - $15,000,000.00 
0.16%

$15,000,000.01 & Over
0.08%

Get Business Checking Account Details

Annual Percentage Yield effective October 22, 2020. Rates may change after the account is opened. Fees could reduce account earnings.

*Nonprofit Checking rates may differ for public fund entities. Contact branch for current rates.

**Placement of funds through the ICS or CDARS service is subject to the terms, conditions, and disclosures in the service agreements, including the Deposit Placement Agreement (“DPA”). Limits apply and customer eligibility criteria may apply. In the ICS savings option, program withdrawals are limited to six per month. Although funds are placed at destination banks in amounts that do not exceed the FDIC standard maximum deposit insurance amount (“SMDIA”), a depositor’s balances at the relationship institution that places the funds may exceed the SMDIA (e.g., before ICS or CDARS settlement for a deposit or after ICS or CDARS settlement for a withdrawal) or be ineligible for FDIC insurance (if the relationship institution is not a bank). As stated in the DPA, the depositor is responsible for making any necessary arrangements to protect such balances consistent with applicable law. If the depositor is subject to restrictions on placement of its funds, the depositor is responsible for determining whether its use of ICS or CDARS satisfies those restrictions. ICS, Insured Cash Sweep, CDARS, and Certificate of Deposit Account Registry Service are registered service marks of Promontory Interfinancial Network, LLC. 0517
Please scroll left to view the rest of the table.
Savings Account Minimum Balance to Earn APY
APY
Diamond Money Market* $0.00 - $5,000.00 0.08%

$5,000.01 - $25,000.00 0.10%

$25,000.01 - $50,000.00 0.20%

$50,000.01 - $100,000.00 0.28%

$100,000.01 - $200,000.00 
0.40%

$200,000.01 - $1,000,000.00 0.50%

$1,000,000.01 & Over 0.55%
ICS® Money Market** $0 - $1,000,000.00 0.35%

$1,000,000.01 - $15,000,000.00 0.50%

$15,000,000.01 & Over 0.45%
Advantage Savings* $0.00 - $2,500.00 0.05%

$2,500.01 & Over 0.08%
My Future Fund* $0 - $2,000.00 5.09%

$2,000.01 & Over 5.09% - 1.75%
Basic Savings* n/a 0.05%

Annual Percentage Yield effective January 7, 2021. Rates may change after the account is opened. Fees could reduce account earnings.

*Minimum deposit required to open a Diamond Money Market - $5,000; Advantage Savings - $1,000; My Future Fund - $200; Basic Savings - $50. Diamond Money Market rates may differ for public fund entities. Contact branch for current rates.

**Placement of funds through the ICS or CDARS service is subject to the terms, conditions, and disclosures in the service agreements, including the Deposit Placement Agreement (“DPA”). Limits apply and customer eligibility criteria may apply. In the ICS savings option, program withdrawals are limited to six per month. Although funds are placed at destination banks in amounts that do not exceed the FDIC standard maximum deposit insurance amount (“SMDIA”), a depositor’s balances at the relationship institution that places the funds may exceed the SMDIA (e.g., before ICS or CDARS settlement for a deposit or after ICS or CDARS settlement for a withdrawal) or be ineligible for FDIC insurance (if the relationship institution is not a bank). As stated in the DPA, the depositor is responsible for making any necessary arrangements to protect such balances consistent with applicable law. If the depositor is subject to restrictions on placement of its funds, the depositor is responsible for determining whether its use of ICS or CDARS satisfies those restrictions. ICS, Insured Cash Sweep, CDARS, and Certificate of Deposit Account Registry Service are registered service marks of Promontory Interfinancial Network, LLC. 0517

Please scroll left to view the rest of the table.
Certificate of Deposit Term APY Minimum Balance to Earn APY
3-5 Months 0.06% $500
6-11 Months 0.13% $500
12-23 Months 0.20% $500
24-29 Months 0.25% $500
30-35 Months 0.31% $500
36 Months & Over 0.37% $500


Annual Percentage Yield effective December 10, 2020 and are subject to change without notice. Fees could reduce account earnings.

Please inquire about other available CD terms, IRA CDs, and HSA CDs. On certificate terms of less than one year the interest is not compounded. A penalty may be imposed for early withdrawal.
Rates displayed below are for informational purposes. Rates are subject to change without notice, and will depend on specific characteristics of the loan and your credit profile.
Term Rate APR Payment
15-Year Fixed 2.400 % 2.607 % $1324.18....Rates effective as of 11/30/2021
20-Year Fixed 2.900 % 2.950 % $1099.21
30-Year Fixed 3.150 % 3.264 % $859.47 


Subject to approval. APR = Annual Percentage Rate. Estimates below are based on a loan amount of $200,000 with 20% down payment (equity for refinance), prepaid finance charges of $900, and a credit score of 740. The actual rate available to you will be based upon your credit history and may be different than the rate disclosed. Rates are for the financing of a single-family primary residence with a 45-day lock. If the down payment/equity is less than 20%, mortgage insurance may be needed, which could increase the monthly payment and APR. Rates also may be higher for cash-out refinances above 70% Loan-to-Value, non-escrowed loans, loan amounts below $100,000 and/or loan amounts greater than $548,250. 30-Year Fixed = 360 monthly payments. 20-Year Fixed = 240 monthly payments. 15-Year Fixed = 180 monthly payments. Payment does not include taxes and insurance and actual payment obligation may be greater.

Back to rates locations list (screen-reader link)

Cannon Falls rates (tabbed panel content)

Select Checking, Savings, CDs or Mortgage tab above to view specific rates.

Please scroll left to view the rest of the table.
Checking Account Minimum Balance to Earn APY APY
Relationship Checking*

Military Banking*
Partnership Banking*

$0 - $2,500.00 0.05%

$2,500.01 - $5,000.00 0.05%

$5,000.01 - $50,000.00 0.10%

$50,000.01 & Over 0.10%
HSA Checking $0 - $5,000.00 
0.05%

$5,000.01 - $10,000.00 0.10%

$10,000.01 - $15,000.00 0.15%

$15,000.01 - $25,000.00 0.20%

$25,000.01 & Over 0.25%


*Minimum deposit required to open a Relationship Checking Account - $50; Military Banking Account - $50; Partnership Banking Checking Account- $50.


Please scroll left to view the rest of the table.
Business Checking Account Minimum Balance to Earn APY APY
Interest Business Checking n/a 0.10%
Nonprofit Checking* $0 - $5,000.00 0.05%

$5,000.01 - $25,000.00 0.10%

$25,000.01 - $50,000.00 0.15%

$50,000.01 - $100,000.00 
0.22%

$100,000.01 - $200,000.00 0.29%

$200,000.01 - $1,000,000.00 0.39%

$1,000,000.01 & Over 0.44%
ICS® Demand Deposit**
$0 - $1,000,000.00
0.10%

$1,000,000.01 - $15,000,000.00
0.20%

$15,000,000.01 & Over
0.15%

Annual Percentage Yield effective November 17, 2021. Rates may change after the account is opened. Fees could reduce account earnings.

*Nonprofit Checking rates may differ for public fund entities. Contact branch for current rates.

**Placement of funds through the ICS or CDARS service is subject to the terms, conditions, and disclosures in the service agreements, including the Deposit Placement Agreement (“DPA”). Limits apply and customer eligibility criteria may apply. In the ICS savings option, program withdrawals are limited to six per month. Although funds are placed at destination banks in amounts that do not exceed the FDIC standard maximum deposit insurance amount (“SMDIA”), a depositor’s balances at the relationship institution that places the funds may exceed the SMDIA (e.g., before ICS or CDARS settlement for a deposit or after ICS or CDARS settlement for a withdrawal) or be ineligible for FDIC insurance (if the relationship institution is not a bank). As stated in the DPA, the depositor is responsible for making any necessary arrangements to protect such balances consistent with applicable law. If the depositor is subject to restrictions on placement of its funds, the depositor is responsible for determining whether its use of ICS or CDARS satisfies those restrictions. ICS, Insured Cash Sweep, CDARS, and Certificate of Deposit Account Registry Service are registered service marks of Promontory Interfinancial Network, LLC. 0517
Please scroll left to view the rest of the table.
Savings Account Minimum Balance to Earn APY
APY
Diamond Money Market* $0.00 - $5,000.00 0.05%

$5,000.01 - $25,000.00 0.10%

$25,000.01 - $50,000.00 0.15%

$50,000.01 - $100,000.00 0.22%

$100,000.01 - $200,000.00 
0.29%

$200,000.01 - $1,000,000.00 0.39%

$1,000,000.01 & Over 0.44%
ICS® Money Market** $0 - $1,000,000.00 0.35%

$1,000,000.01 - $15,000,000.00 0.40%

$15,000,000.01 & Over 0.40%
Advantage Savings* $0.00 - $2,500.00 0.05%

$2,500.01 & Over 0.05%
My Future Fund* $0 - $2,000.00 5.09%

$2,000.01 & Over 5.09% - 1.75%
Basic Savings* n/a 0.05%

Annual Percentage Yield effective November 18, 2021. Rates may change after the account is opened. Fees could reduce account earnings.

*Minimum deposit required to open a Diamond Money Market - $5,000; Advantage Savings - $1,000; My Future Fund - $200; Basic Savings - $50. Diamond Money Market rates may differ for public fund entities. Contact branch for current rates.

**Placement of funds through the ICS or CDARS service is subject to the terms, conditions, and disclosures in the service agreements, including the Deposit Placement Agreement (“DPA”). Limits apply and customer eligibility criteria may apply. In the ICS savings option, program withdrawals are limited to six per month. Although funds are placed at destination banks in amounts that do not exceed the FDIC standard maximum deposit insurance amount (“SMDIA”), a depositor’s balances at the relationship institution that places the funds may exceed the SMDIA (e.g., before ICS or CDARS settlement for a deposit or after ICS or CDARS settlement for a withdrawal) or be ineligible for FDIC insurance (if the relationship institution is not a bank). As stated in the DPA, the depositor is responsible for making any necessary arrangements to protect such balances consistent with applicable law. If the depositor is subject to restrictions on placement of its funds, the depositor is responsible for determining whether its use of ICS or CDARS satisfies those restrictions. ICS, Insured Cash Sweep, CDARS, and Certificate of Deposit Account Registry Service are registered service marks of Promontory Interfinancial Network, LLC. 0517
Please scroll left to view the rest of the table.
Certificate of Deposit Term APY Minimum Balance to Earn APY
3-5 Months 0.15% $500
6-11 Months 0.20% $500
12-23 Months 0.30% $500
24-29 Months 0.40% $500
30-35 Months 0.45% $500
36 Months & Over 0.50% $500

Annual Percentage Yield effective April 29, 2021 and are subject to change without notice. Fees could reduce account earnings.


Please inquire about other available CD terms, IRA CDs, and HSA CDs. On certificate terms of less than one year the interest is not compounded. A penalty may be imposed for early withdrawal.
Rates displayed below are for informational purposes. Rates are subject to change without notice, and will depend on specific characteristics of the loan and your credit profile.
Term Rate APR Payment
15-Year Fixed 2.150% 2.356%  $1300.88 .....Rates effective as of 11/30/2021
20-Year Fixed 2.775% 2.936%  $1086.80
30-Year Fixed 2.900% 3.014%  $832.46
   

Subject to approval. APR = Annual Percentage Rate. Estimates below are based on a loan amount of $200,000 with 20% down payment (equity for refinance), prepaid finance charges of $2,900 and a credit score of 740. The actual rate available to you will be based upon your credit history and may be different than the rate disclosed. Rates are for the financing of a single-family primary residence with a 45-day lock. If the down payment/equity is less than 20%, mortgage insurance may be needed, which could increase the monthly payment and APR. Rates also may be higher for cash-out refinances above 70% Loan-to-Value, non-escrowed loans, loan amounts below $100,000 and/or loan amounts greater than $548,250. 30-Year Fixed = 360 monthly payments. 20-Year Fixed = 240 monthly payments. 15-Year Fixed = 180 monthly payments. Payment does not include taxes and insurance and actual payment obligation may be greater.
Back to rates locations list (screen-reader link)

Cottage Grove rates (tabbed panel content)

Select Checking, Savings, CDs or Mortgage tab above to view specific rates.

Please scroll left to view the rest of the table.
Checking Account Minimum Balance to Earn APY APY
Relationship Checking* 
Military Banking* 
Partnership Banking*
$0 - $2,500.00 0.05%

$2,500.01 - $5,000.00 0.05%

$5,000.01 - $50,000.00 0.08%

$50,000.01 & Over 0.10%
HSA Checking $0 - $5,000.00 
0.05%

$5,000.01 - $10,000.00 0.10%

$10,000.01 - $15,000.00 0.15%

$15,000.01 - $25,000.00 0.20%

$25,000.01 & Over 0.25%

*Minimum deposit required to open a Relationship Checking Account - $50; Military Banking Account - $50; Partnership Banking Checking Account- $50.


Please scroll left to view the rest of the table.
Business Checking Account Minimum Balance to Earn APY APY
Interest Business Checking n/a 0.10%
Nonprofit Checking* $0 - $5,000.00 0.05%

$5,000.01 - $25,000.00 0.10%

$25,000.01 - $50,000.00 0.15%

$50,000.01 - $100,000.00 
0.22%

$100,000.01 - $200,000.00 0.29%

$200,000.01 - $1,000,000.00 0.39%

$1,000,000.01 & Over 0.44%
ICS® Demand Deposit**
$0 - $1,000,000.00
0.10%

$1,000,000.01 - $15,000,000.00 
0.25%

$15,000,000.01 & Over
0.15%

Get Business Checking Account Details

Annual Percentage Yield effective April 29, 2021. Rates may change after the account is opened. Fees could reduce account earnings.

*Nonprofit Checking rates may differ for public fund entities. Contact branch for current rates.

**Placement of funds through the ICS or CDARS service is subject to the terms, conditions, and disclosures in the service agreements, including the Deposit Placement Agreement (“DPA”). Limits apply and customer eligibility criteria may apply. In the ICS savings option, program withdrawals are limited to six per month. Although funds are placed at destination banks in amounts that do not exceed the FDIC standard maximum deposit insurance amount (“SMDIA”), a depositor’s balances at the relationship institution that places the funds may exceed the SMDIA (e.g., before ICS or CDARS settlement for a deposit or after ICS or CDARS settlement for a withdrawal) or be ineligible for FDIC insurance (if the relationship institution is not a bank). As stated in the DPA, the depositor is responsible for making any necessary arrangements to protect such balances consistent with applicable law. If the depositor is subject to restrictions on placement of its funds, the depositor is responsible for determining whether its use of ICS or CDARS satisfies those restrictions. ICS, Insured Cash Sweep, CDARS, and Certificate of
Please scroll left to view the rest of the table.
Savings Account Minimum Balance to Earn APY
APY
Diamond Money Market* $0.00 - $5,000.00 0.05%

$5,000.01 - $25,000.00 0.10%

$25,000.01 - $50,000.00 0.15%

$50,000.01 - $100,000.00 0.22%

$100,000.01 - $200,000.00 
0.29%

$200,000.01 - $1,000,000.00 0.39%

$1,000,000.01 & Over 0.44%
ICS® Money Market** $0 - $1,000,000.00 0.40%

$1,000,000.01 - $15,000,000.00 0.50%

$15,000,000.01 & Over 0.50%
Advantage Savings* $0.00 - $2,500.00 0.05%

$2,500.01 & Over 0.05%
My Future Fund $0 - $2,000.00 5.09%

$2,000.01 & Over 5.09% - 1.75%
Basic Savings* n/a 0.05%

Annual Percentage Yield effective April 29, 2021. Rates may change after the account is opened. Fees could reduce account earnings.

*Minimum deposit required to open a Diamond Money Market - $5,000; Advantage Savings - $1,000; My Future Fund - $200; Basic Savings - $50. Diamond Money Market rates may differ for public fund entities. Contact branch for current rates.

**Placement of funds through the ICS or CDARS service is subject to the terms, conditions, and disclosures in the service agreements, including the Deposit Placement Agreement (“DPA”). Limits apply and customer eligibility criteria may apply. In the ICS savings option, program withdrawals are limited to six per month. Although funds are placed at destination banks in amounts that do not exceed the FDIC standard maximum deposit insurance amount (“SMDIA”), a depositor’s balances at the relationship institution that places the funds may exceed the SMDIA (e.g., before ICS or CDARS settlement for a deposit or after ICS or CDARS settlement for a withdrawal) or be ineligible for FDIC insurance (if the relationship institution is not a bank). As stated in the DPA, the depositor is responsible for making any necessary arrangements to protect such balances consistent with applicable law. If the depositor is subject to restrictions on placement of its funds, the depositor is responsible for determining whether its use of ICS or CDARS satisfies those restrictions. ICS, Insured Cash Sweep, CDARS, and Certificate of Deposit Account Registry Service are registered service marks of Promontory Interfinancial Network, LLC. 0517
Please scroll left to view the rest of the table.
Certificate of Deposit Term APY Minimum Balance to Earn APY
3-5 Months 0.15% $500
6-11 Months 0.25% $500
12-23 Months 0.30% $500
24-29 Months 0.40% $500
30-35 Months 0.45% $500
36 Months & Over 0.50% $500

Annual Percentage Yield effective April 29, 2021 and are subject to change without notice. Fees could reduce account earnings.

Please inquire about other available CD terms, IRA CDs, and HSA CDs. On certificate terms of less than one year the interest is not compounded. A penalty may be imposed for early withdrawal.
Rates displayed below are for informational purposes. Rates are subject to change without notice, and will depend on specific characteristics of the loan and your credit profile.
Term Rate APR Payment
15-Year Fixed 2.150% 2.356%  $1300.88 .....Rates effective as of 11/30/2021
20-Year Fixed 2.775% 2.936%  $1086.80
30-Year Fixed 2.900% 3.014%  $832.46
   

Subject to approval. APR = Annual Percentage Rate. Estimates below are based on a loan amount of $200,000 with 20% down payment (equity for refinance), prepaid finance charges of $2,900 and a credit score of 740. The actual rate available to you will be based upon your credit history and may be different than the rate disclosed. Rates are for the financing of a single-family primary residence with a 45-day lock. If the down payment/equity is less than 20%, mortgage insurance may be needed, which could increase the monthly payment and APR. Rates also may be higher for cash-out refinances above 70% Loan-to-Value, non-escrowed loans, loan amounts below $100,000 and/or loan amounts greater than $548,250. 30-Year Fixed = 360 monthly payments. 20-Year Fixed = 240 monthly payments. 15-Year Fixed = 180 monthly payments. Payment does not include taxes and insurance and actual payment obligation may be greater.
Back to rates locations list (screen-reader link)

Eau Claire rates (tabbed panel content)

Select Checking, Savings, CDs or Mortgage tab above to view specific rates.

Please scroll left to view the rest of the table.
Checking Account Minimum Balance to Earn APY APY
Relationship Checking*
Military Banking*
Partnership Banking*
$0 - $2,500.00 0.02%

$2,500.01 - $5,000.00 0.04%

$5,000.01 - $50,000.00 0.06%

$50,000.01 & Over 0.08%
HSA Checking $0 - $5,000.00 
0.01%

$5,000.01 - $10,000.00 0.07%

$10,000.01 - $15,000.00 0.09%

$15,000.01 - $25,000.00 0.11%

$25,000.01 & Over 0.12%

*Minimum deposit required to open a Relationship Checking Account - $50; Military Banking Account - $50; Partnership Banking Checking Account- $50.


Please scroll left to view the rest of the table.
Business Checking Account Minimum Balance to Earn APY APY
Interest Business Checking n/a 0.07%
Nonprofit Checking* $0 - $5,000.00 0.10%

$5,000.01 - $25,000.00 0.15%

$25,000.01 - $50,000.00 0.25%

$50,000.01 - $100,000.00 
0.25%

$100,000.01 - $200,000.00 0.35%

$200,000.01 - $1,000,000.00 0.35%

$1,000,000.01 & Over 0.30%
ICS® Demand Deposit**
$0 - $1,000,000.00
0.20%

$1,000,000.01 - $15,000,000.00 
0.20%

$15,000,000.01 & Over
0.10%

Get Business Checking Account Details

Annual Percentage Yield effective August  05, 2021. Rates may change after the account is opened. Fees could reduce account earnings.


*Nonprofit Checking rates may differ for public fund entities. Contact branch for current rates.

**Placement of funds through the ICS or CDARS service is subject to the terms, conditions, and disclosures in the service agreements, including the Deposit Placement Agreement (“DPA”). Limits apply and customer eligibility criteria may apply. In the ICS savings option, program withdrawals are limited to six per month. Although funds are placed at destination banks in amounts that do not exceed the FDIC standard maximum deposit insurance amount (“SMDIA”), a depositor’s balances at the relationship institution that places the funds may exceed the SMDIA (e.g., before ICS or CDARS settlement for a deposit or after ICS or CDARS settlement for a withdrawal) or be ineligible for FDIC insurance (if the relationship institution is not a bank). As stated in the DPA, the depositor is responsible for making any necessary arrangements to protect such balances consistent with applicable law. If the depositor is subject to restrictions on placement of its funds, the depositor is responsible for determining whether its use of ICS or CDARS satisfies those restrictions. ICS, Insured Cash Sweep, CDARS, and Certificate of Deposit Account Registry Service are registered service marks of Promontory Interfinancial Network, LLC. 0517

Please scroll left to view the rest of the table.
Savings Account Minimum Balance to Earn APY
APY
Diamond Money Market* $0.00 - $5,000.00 0.10%

$5,000.01 - $25,000.00 0.15%

$25,000.01 - $50,000.00 0.25%

$50,000.01 - $100,000.00 0.25%

$100,000.01 - $200,000.00 
0.35%

$200,000.01 - $1,000,000.00 0.35%

$1,000,000.01 & Over 0.30%
ICS® Money Market**
$0 - $1,000,000.00 0.50%

$1,000,000.01 - $15,000,000.00 0.50%

$15,000,000.01 & Over 0.25%
Advantage Savings* $0.00 - $2,500.00 0.05%

$2,500.01 & Over 0.10%
My Future Fund* $0 - $2,000.00 5.09%

$2,000.01 & Over 5.09% - 1.75%
Basic Savings* n/a 0.03%

Annual Percentage Yield effective April 15, 2021. Rates may change after the account is opened. Fees could reduce account earnings.

*Minimum deposit required to open a Diamond Money Market - $5,000; Advantage Savings - $1,000; My Future Fund - $200; Basic Savings - $50. Diamond Money Market rates may differ for public fund entities. Contact branch for current rates.

** Placement of funds through the ICS or CDARS service is subject to the terms, conditions, and disclosures in the service agreements, including the Deposit Placement Agreement (“DPA”). Limits apply and customer eligibility criteria may apply. In the ICS savings option, program withdrawals are limited to six per month. Although funds are placed at destination banks in amounts that do not exceed the FDIC standard maximum deposit insurance amount (“SMDIA”), a depositor’s balances at the relationship institution that places the funds may exceed the SMDIA (e.g., before ICS or CDARS settlement for a deposit or after ICS or CDARS settlement for a withdrawal) or be ineligible for FDIC insurance (if the relationship institution is not a bank). As stated in the DPA, the depositor is responsible for making any necessary arrangements to protect such balances consistent with applicable law. If the depositor is subject to restrictions on placement of its funds, the depositor is responsible for determining whether its use of ICS or CDARS satisfies those restrictions. ICS, Insured Cash Sweep, CDARS, and Certificate of Deposit Account Registry Service are registered service marks of Promontory Interfinancial Network, LLC. 0517

Please scroll left to view the rest of the table.
Certificate of Deposit Term APY Minimum Balance to Earn APY
3-5 Months 0.10% $500
6-11 Months 0.20% $500
12-23 Months 0.30% $500
24-29 Months 0.30% $500
30-35 Months 0.30% $500
36 Months & Over 0.30% $500

Annual Percentage Yield effective February, 25 2021 and are subject to change without notice. Fees could reduce account earnings.


Please inquire about other available CD terms, IRA CDs, and HSA CDs. On certificate terms of less than one year the interest is not compounded. A penalty may be imposed for early withdrawal.
Rates displayed below are for informational purposes. Rates are subject to change without notice, and will depend on specific characteristics of the loan and your credit profile.
Term Rate APR Payment
15-Year Fixed 2.400 % 2.607 % $1324.18....Rates effective as of 11/30/2021
20-Year Fixed 2.900 % 2.950 % $1099.21
30-Year Fixed 3.150 % 3.264 % $859.47

Subject to approval. APR = Annual Percentage Rate. Estimates below are based on a loan amount of $200,000 with 20% down payment (equity for refinance), prepaid finance charges of $900, and a credit score of 740. The actual rate available to you will be based upon your credit history and may be different than the rate disclosed. Rates are for the financing of a single-family primary residence with a 45-day lock. If the down payment/equity is less than 20%, mortgage insurance may be needed, which could increase the monthly payment and APR. Rates also may be higher for cash-out refinances above 70% Loan-to-Value, non-escrowed loans, loan amounts below $100,000 and/or loan amounts greater than $548,250. 30-Year Fixed = 360 monthly payments. 20-Year Fixed = 240 monthly payments. 15-Year Fixed = 180 monthly payments. Payment does not include taxes and insurance and actual payment obligation may be greater.
Back to rates locations list (screen-reader link)

Hampton rates (tabbed panel content)

Select Checking, Savings, CDs or Mortgage tab above to view specific rates.

Please scroll left to view the rest of the table.
Checking Account Minimum Balance to Earn APY APY
Relationship Checking*
Military Banking*
Partnership Banking*
$0 - $2,500.00 0.05%

$2,500.01 - $5,000.00 0.05%

$5,000.01 - $50,000.00 0.08%

$50,000.01 & Over 0.10%
HSA Checking $0 - $5,000.00 
0.05%

$5,000.01 - $10,000.00 0.10%

$10,000.01 - $15,000.00 0.15%

$15,000.01 - $25,000.00 0.20%

$25,000.01 & Over 0.25%

*Minimum deposit required to open a Relationship Checking Account - $50; Military Banking Account - $50; Partnership Banking Checking Account- $50.
 

Please scroll left to view the rest of the table.
Business Checking Account Minimum Balance to Earn APY APY
Interest Business Checking n/a 0.10%
Nonprofit Checking* $0 - $5,000.00 0.05%

$5,000.01 - $25,000.00 0.10%

$25,000.01 - $50,000.00 0.15%

$50,000.01 - $100,000.00 
0.22%

$100,000.01 - $200,000.00 0.29%

$200,000.01 - $1,000,000.00 0.39%

$1,000,000.01 & Over 0.44%
ICS® Demand Deposit**
$0 - $1,000,000.00
0.10%

$1,000,000.01 - $15,000,000.00 
0.20%

$15,000,000.01 & Over
0.15%

Get Business Checking Account Details

Annual Percentage Yield effective November 17, 2021. Rates may change after the account is opened. Fees could reduce account earnings.

*Nonprofit Checking rates may differ for public fund entities. Contact branch for current rates.

**Placement of funds through the ICS or CDARS service is subject to the terms, conditions, and disclosures in the service agreements, including the Deposit Placement Agreement (“DPA”). Limits apply and customer eligibility criteria may apply. In the ICS savings option, program withdrawals are limited to six per month. Although funds are placed at destination banks in amounts that do not exceed the FDIC standard maximum deposit insurance amount (“SMDIA”), a depositor’s balances at the relationship institution that places the funds may exceed the SMDIA (e.g., before ICS or CDARS settlement for a deposit or after ICS or CDARS settlement for a withdrawal) or be ineligible for FDIC insurance (if the relationship institution is not a bank). As stated in the DPA, the depositor is responsible for making any necessary arrangements to protect such balances consistent with applicable law. If the depositor is subject to restrictions on placement of its funds, the depositor is responsible for determining whether its use of ICS or CDARS satisfies those restrictions. ICS, Insured Cash Sweep, CDARS, and Certificate of Deposit Account Registry Service are registered service marks of Promontory Interfinancial Network, LLC. 0517

Please scroll left to view the rest of the table.
Savings Account Minimum Balance to Earn APY
APY
Diamond Money Market* $0.00 - $5,000.00 0.05%

$5,000.01 - $25,000.00 0.10%

$25,000.01 - $50,000.00 0.15%

$50,000.01 - $100,000.00 0.22%

$100,000.01 - $200,000.00 
0.29%

$200,000.01 - $1,000,000.00 0.39%

$1,000,000.01 & Over 0.44%
ICS® Money Market**
$0 - $1,000,000.00 0.35%

$1,000,000.01 - $15,000,000.00 0.40%

$15,000,000.01 & Over 0.40%
Advantage Savings* $0.00 - $2,500.00 0.05%

$2,500.01 & Over 0.05%
My Future Fund* $0 - $2,000.00 5.09%

$2,000.01 & Over 5.09% - 1.75%
Basic Savings* n/a 0.05%

Annual Percentage Yield effective November 18, 2021, Rates may change after the account is opened. Fees could reduce account earnings.

*Minimum deposit required to open a Diamond Money Market - $5,000; Advantage Savings - $1,000; My Future Fund - $200; Basic Savings - $50. Diamond Money Market rates may differ for public fund entities. Contact branch for current rates.

**Placement of funds through the ICS or CDARS service is subject to the terms, conditions, and disclosures in the service agreements, including the Deposit Placement Agreement (“DPA”). Limits apply and customer eligibility criteria may apply. In the ICS savings option, program withdrawals are limited to six per month. Although funds are placed at destination banks in amounts that do not exceed the FDIC standard maximum deposit insurance amount (“SMDIA”), a depositor’s balances at the relationship institution that places the funds may exceed the SMDIA (e.g., before ICS or CDARS settlement for a deposit or after ICS or CDARS settlement for a withdrawal) or be ineligible for FDIC insurance (if the relationship institution is not a bank). As stated in the DPA, the depositor is responsible for making any necessary arrangements to protect such balances consistent with applicable law. If the depositor is subject to restrictions on placement of its funds, the depositor is responsible for determining whether its use of ICS or CDARS satisfies those restrictions. ICS, Insured Cash Sweep, CDARS, and Certificate of Deposit Account Registry Service are registered service marks of Promontory Interfinancial Network, LLC. 0517
Please scroll left to view the rest of the table.
Certificate of Deposit Term Annual Percentage Yield Minimum Balance to Earn APY
3-5 Months 0.15% $500
6-11 Months 0.20% $500
12-23 Months 0.30% $500
24-29 Months 0.40% $500
30-35 Months 0.45% $500
36 Months & Over 0.50% $500

Annual Percentage Yield effective April 29, 2021 and are subject to change without notice. Fees could reduce account earnings.


Please inquire about other available CD terms, IRA CDs, and HSA CDs. On certificate terms of less than one year the interest is not compounded. A penalty may be imposed for early withdrawal.
Rates displayed below are for informational purposes. Rates are subject to change without notice, and will depend on specific characteristics of the loan and your credit profile.
Term Rate APR Payment
15-Year Fixed 2.150% 2.356%  $1300.88 .....Rates effective as of 11/30/2021
20-Year Fixed 2.775% 2.936%  $1086.80
30-Year Fixed 2.900% 3.014%  $832.46
   

Subject to approval. APR = Annual Percentage Rate. Estimates below are based on a loan amount of $200,000 with 20% down payment (equity for refinance), prepaid finance charges of $2,900 and a credit score of 740. The actual rate available to you will be based upon your credit history and may be different than the rate disclosed. Rates are for the financing of a single-family primary residence with a 45-day lock. If the down payment/equity is less than 20%, mortgage insurance may be needed, which could increase the monthly payment and APR. Rates also may be higher for cash-out refinances above 70% Loan-to-Value, non-escrowed loans, loan amounts below $100,000 and/or loan amounts greater than $548,250. 30-Year Fixed = 360 monthly payments. 20-Year Fixed = 240 monthly payments. 15-Year Fixed = 180 monthly payments. Payment does not include taxes and insurance and actual payment obligation may be greater.
Back to rates locations list (screen-reader link)

Hastings rates (tabbed panel content)

Select Checking, Savings, CDs or Mortgage tab above to view specific rates.

Please scroll left to view the rest of the table.
Checking Account Minimum Balance to Earn APY APY
Relationship Checking*
Military Banking*
Partnership Banking*
$0 - $2,500.00 0.05%

$2,500.01 - $5,000.00 0.05%

$5,000.01 - $50,000.00 0.08%

$50,000.01 & Over 0.10%
HSA Checking $0 - $5,000.00 
0.05%

$5,000.01 - $10,000.00 0.10%

$10,000.01 - $15,000.00 0.15%

$15,000.01 - $25,000.00 0.20%

$25,000.01 & Over 0.25%

*Minimum deposit required to open a Relationship Checking Account - $50; Military Banking Account - $50; Partnership Banking Checking Account- $50.


Please scroll left to view the rest of the table.
Business Checking Account Minimum Balance to Earn APY APY
Interest Business Checking n/a 0.10%
Nonprofit Checking* $0 - $5,000.00 0.05%

$5,000.01 - $25,000.00 0.10%

$25,000.01 - $50,000.00 0.15%

$50,000.01 - $100,000.00 
0.22%

$100,000.01 - $200,000.00 0.29%

$200,000.01 - $1,000,000.00 0.39%

$1,000,000.01 & Over 0.44%
ICS® Demand Deposit**
$0 - $1,000,000.00
0.10%

$1,000,000.01 - $15,000,000.00 
0.25%

$15,000,000.01 & Over
0.15%

Get Business Checking Account Details

Annual Percentage Yield April 29, 2021. Rates may change after the account is opened. Fees could reduce account earnings.

*Nonprofit Checking rates may differ for public fund entities. Contact branch for current rates.

**Placement of funds through the ICS or CDARS service is subject to the terms, conditions, and disclosures in the service agreements, including the Deposit Placement Agreement (“DPA”). Limits apply and customer eligibility criteria may apply. In the ICS savings option, program withdrawals are limited to six per month. Although funds are placed at destination banks in amounts that do not exceed the FDIC standard maximum deposit insurance amount (“SMDIA”), a depositor’s balances at the relationship institution that places the funds may exceed the SMDIA (e.g., before ICS or CDARS settlement for a deposit or after ICS or CDARS settlement for a withdrawal) or be ineligible for FDIC insurance (if the relationship institution is not a bank). As stated in the DPA, the depositor is responsible for making any necessary arrangements to protect such balances consistent with applicable law. If the depositor is subject to restrictions on placement of its funds, the depositor is responsible for determining whether its use of ICS or CDARS satisfies those restrictions. ICS, Insured Cash Sweep, CDARS, and Certificate of Deposit Account Registry Service are registered service marks of Promontory Interfinancial Network, LLC. 0517
Please scroll left to view the rest of the table.
Savings Account Minimum Balance to Earn APY
APY
Diamond Money Market* $0.00 - $5,000.00 0.05%

$5,000.01 - $25,000.00 0.10%

$25,000.01 - $50,000.00 0.15%

$50,000.01 - $100,000.00 0.22%

$100,000.01 - $200,000.00 
0.29%

$200,000.01 - $1,000,000.00 0.39%

$1,000,000.01 & Over 0.44%
ICS® Money Market**
$0 - $1,000,000.00 0.40%

$1,000,000.01 - $15,000,000.00 0.50%

$15,000,000.01 & Over 0.50%
Advantage Savings* $0.00 - $2,500.00 0.05%

$2,500.01 & Over 0.05%
My Future Fund* $0 - $2,000.00 5.09%

$2,000.01 & Over 5.09% - 1.75%
Basic Savings* n/a 0.05%

Annual Percentage Yield effective April 29, 2021. Rates may change after the account is opened. Fees could reduce account earnings.

*Minimum deposit required to open a Diamond Money Market - $5,000; Advantage Savings - $1,000; My Future Fund - $200; Basic Savings - $50. Diamond Money Market rates may differ for public fund entities. Contact branch for current rates.

**Placement of funds through the ICS or CDARS service is subject to the terms, conditions, and disclosures in the service agreements, including the Deposit Placement Agreement (“DPA”). Limits apply and customer eligibility criteria may apply. In the ICS savings option, program withdrawals are limited to six per month. Although funds are placed at destination banks in amounts that do not exceed the FDIC standard maximum deposit insurance amount (“SMDIA”), a depositor’s balances at the relationship institution that places the funds may exceed the SMDIA (e.g., before ICS or CDARS settlement for a deposit or after ICS or CDARS settlement for a withdrawal) or be ineligible for FDIC insurance (if the relationship institution is not a bank). As stated in the DPA, the depositor is responsible for making any necessary arrangements to protect such balances consistent with applicable law. If the depositor is subject to restrictions on placement of its funds, the depositor is responsible for determining whether its use of ICS or CDARS satisfies those restrictions. ICS, Insured Cash Sweep, CDARS, and Certificate of Deposit Account Registry Service are registered service marks of Promontory Interfinancial Network, LLC. 0517
Please scroll left to view the rest of the table.
Certificate of Deposit Term APY Minimum Balance to Earn APY
3-5 Months 0.15% $500
6-11 Months 0.25% $500
12-23 Months 0.30% $500
24-29 Months 0.40% $500
30-35 Months 0.45% $500
36 Months & Over 0.50% $500

Annual Percentage Yield effective April 29, 2021 and are subject to change without notice. Fees could reduce account earnings.

Please inquire about other available CD terms, IRA CDs, and HSA CDs. On certificate terms of less than one year the interest is not compounded. A penalty may be imposed for early withdrawal.
Rates displayed below are for informational purposes. Rates are subject to change without notice, and will depend on specific characteristics of the loan and your credit profile.
Term Rate APR Payment
15-Year Fixed 2.150% 2.356%  $1300.88 .....Rates effective as of 11/30/2021
20-Year Fixed 2.775% 2.936%  $1086.80
30-Year Fixed 2.900% 3.014%  $832.46
   

Subject to approval. APR = Annual Percentage Rate. Estimates below are based on a loan amount of $200,000 with 20% down payment (equity for refinance), prepaid finance charges of $2,900 and a credit score of 740. The actual rate available to you will be based upon your credit history and may be different than the rate disclosed. Rates are for the financing of a single-family primary residence with a 45-day lock. If the down payment/equity is less than 20%, mortgage insurance may be needed, which could increase the monthly payment and APR. Rates also may be higher for cash-out refinances above 70% Loan-to-Value, non-escrowed loans, loan amounts below $100,000 and/or loan amounts greater than $548,250. 30-Year Fixed = 360 monthly payments. 20-Year Fixed = 240 monthly payments. 15-Year Fixed = 180 monthly payments. Payment does not include taxes and insurance and actual payment obligation may be greater.
Back to rates locations list (screen-reader link)

La Crescent rates (tabbed panel content)

Select Checking, Savings, CDs or Mortgage tab above to view specific rates.

Please scroll left to view the rest of the table.
Checking Account Minimum Balance to Earn APY APY
Relationship Checking*
Military Banking*
Partnership Banking*
$0 - $2,500.00 0.04%

$2,500.01 - $5,000.00 0.04%

$5,000.01 - $50,000.00 0.04%

$50,000.01 & Over 0.07%
HSA Checking $0.00 - $5,000.00 
0.03%

$5,000.01 - $10,000.00 0.06%

$10,000.01 - $15,000.00 0.10%

$15,000.01 - $25,000.00 0.16%

$25,000.01 & Over 0.18%

*Minimum deposit required to open a Relationship Checking Account - $50; Military Banking Account - $50; Partnership Banking Checking Account- $50.


Please scroll left to view the rest of the table.
Business Checking Account Minimum Balance to Earn APY APY
Interest Business Checking n/a 0.12%
Nonprofit Checking* $0 - $5,000.00 0.05%

$5,000.01 - $25,000.00 0.05%

$25,000.01 - $50,000.00 0.10%

$50,000.01 - $100,000.00 
0.20%

$100,000.01 - $200,000.00 0.22%

$200,000.01 - $1,000,000.00 0.30%

$1,000,000.01 & Over 0.41%
ICS® Demand Deposit**
$0 - $1,000,000.00
0.08%

$1,000,000.01 - $15,000,000.00 
0.16%

$15,000,000.01 & Over
0.08%

Get Business Checking Account Details

Annual Percentage Yield effective November 11, 2021. Rates may change after the account is opened. Fees could reduce account earnings.

*Nonprofit Checking rates may differ for public fund entities. Contact branch for current rates.

**Placement of funds through the ICS or CDARS service is subject to the terms, conditions, and disclosures in the service agreements, including the Deposit Placement Agreement (“DPA”). Limits apply and customer eligibility criteria may apply. In the ICS savings option, program withdrawals are limited to six per month. Although funds are placed at destination banks in amounts that do not exceed the FDIC standard maximum deposit insurance amount (“SMDIA”), a depositor’s balances at the relationship institution that places the funds may exceed the SMDIA (e.g., before ICS or CDARS settlement for a deposit or after ICS or CDARS settlement for a withdrawal) or be ineligible for FDIC insurance (if the relationship institution is not a bank). As stated in the DPA, the depositor is responsible for making any necessary arrangements to protect such balances consistent with applicable law. If the depositor is subject to restrictions on placement of its funds, the depositor is responsible for determining whether its use of ICS or CDARS satisfies those restrictions. ICS, Insured Cash Sweep, CDARS, and Certificate of Deposit Account Registry Service are registered service marks of Promontory Interfinancial Network, LLC. 0517

Please scroll left to view the rest of the table.
Savings Account Minimum Balance to Earn APY
APY
Diamond Money Market* $0.00 - $5,000.00 0.05%

$5,000.01 - $25,000.00 0.05%

$25,000.01 - $50,000.00 0.10%

$50,000.01 - $100,000.00 0.20%

$100,000.01 - $200,000.00 
0.22%

$200,000.01 - $1,000,000.00 0.30%

$1,000,000.01 & Over 0.41%
ICS® Money Market** $0 - $1,000,000.00 0.35%

$1,000,000.01 - $15,000,000.00 0.50%

$15,000,000.01 & Over 0.45%
Advantage Savings* $0.00 - $2,500.00 0.03%

$2,500.01 & Over 0.05%
My Future Fund* $0 - $2,000.00 5.09%

$2,000.01 & Over 5.09% - 1.75%
Basic Savings* n/a 0.03%

Annual Percentage Yield effective November 11, 2021. Rates may change after the account is opened. Fees could reduce account earnings.

*Minimum deposit required to open a Diamond Money Market - $5,000; Advantage Savings - $1,000; My Future Fund - $200; Basic Savings - $50. Diamond Money Market rates may differ for public fund entities. Contact branch for current rates.

**Placement of funds through the ICS or CDARS service is subject to the terms, conditions, and disclosures in the service agreements, including the Deposit Placement Agreement (“DPA”). Limits apply and customer eligibility criteria may apply. In the ICS savings option, program withdrawals are limited to six per month. Although funds are placed at destination banks in amounts that do not exceed the FDIC standard maximum deposit insurance amount (“SMDIA”), a depositor’s balances at the relationship institution that places the funds may exceed the SMDIA (e.g., before ICS or CDARS settlement for a deposit or after ICS or CDARS settlement for a withdrawal) or be ineligible for FDIC insurance (if the relationship institution is not a bank). As stated in the DPA, the depositor is responsible for making any necessary arrangements to protect such balances consistent with applicable law. If the depositor is subject to restrictions on placement of its funds, the depositor is responsible for determining whether its use of ICS or CDARS satisfies those restrictions. ICS, Insured Cash Sweep, CDARS, and Certificate of Deposit Account Registry Service are registered service marks of Promontory Interfinancial Network, LLC. 0517

Please scroll left to view the rest of the table.
Certificate of Deposit Term APY Minimum Balance to Earn APY
3-5 Months 0.08% $500
6-11 Months 0.10% $500
12-23 Months 0.15% $500
24-29 Months 0.20% $500
30-35 Months 0.25% $500
36 Months & Over 0.30%
$500

Annual Percentage Yield effective December 17, 2020 and are subject to change without notice. Fees could reduce account earnings.


Please inquire about other available CD terms, IRA CDs, and HSA CDs. On certificate terms of less than one year the interest is not compounded. A penalty may be imposed for early withdrawal.
Rates displayed below are for informational purposes. Rates are subject to change without notice, and will depend on specific characteristics of the loan and your credit profile.
Term Rate APR Payment
15-Year Fixed 2.400 % 2.607 % $1324.18....Rates effective as of 11/30/2021
20-Year Fixed 2.900 % 2.950 % $1099.21
30-Year Fixed 3.150 % 3.264 % $859.47

Subject to approval. APR = Annual Percentage Rate. Estimates below are based on a loan amount of $200,000 with 20% down payment (equity for refinance), prepaid finance charges of $900, and a credit score of 740. The actual rate available to you will be based upon your credit history and may be different than the rate disclosed. Rates are for the financing of a single-family primary residence with a 45-day lock. If the down payment/equity is less than 20%, mortgage insurance may be needed, which could increase the monthly payment and APR. Rates also may be higher for cash-out refinances above 70% Loan-to-Value, non-escrowed loans, loan amounts below $100,000 and/or loan amounts greater than $548,250. 30-Year Fixed = 360 monthly payments. 20-Year Fixed = 240 monthly payments. 15-Year Fixed = 180 monthly payments. Payment does not include taxes and insurance and actual payment obligation may be greater.
Back to rates locations list (screen-reader link)

Lakeville rates (tabbed panel content)

Select Checking, Savings, CDs or Mortgage tab above to view specific rates.

Please scroll left to view the rest of the table.
Checking Account Minimum Balance to Earn APY APY
Relationship Checking*
Military Banking*
Partnership Banking*
$0 - $2,500.00 0.05%

$2,500.01 - $5,000.00 0.05%

$5,000.01 - $50,000.00 0.08%

$50,000.01 & Over 0.10%
HSA Checking $0 - $5,000.00 
0.05%

$5,000.01 - $10,000.00 0.10%

$10,000.01 - $15,000.00 0.15%

$15,000.01 - $25,000.00 0.20%

$25,000.01 & Over 0.25%

*Minimum deposit required to open a Relationship Checking Account - $50; Military Banking Account - $50; Partnership Banking Checking Account- $50.


Please scroll left to view the rest of the table.
Business Checking Account Minimum Balance to Earn APY APY
Interest Business Checking n/a 0.10%
Nonprofit Checking* $0 - $5,000.00 0.05%

$5,000.01 - $25,000.00 0.10%

$25,000.01 - $50,000.00 0.15%

$50,000.01 - $100,000.00 
0.22%

$100,000.01 - $200,000.00 0.29%

$200,000.01 - $1,000,000.00 0.39%

$1,000,000.01 & Over 0.44%
ICS® Demand Deposit**
$0 - $1,000,000.00
0.10%

$1,000,000.01 - $15,000,000.00 
0.25%

$15,000,000.01 & Over
0.15%

Get Business Checking Account Details

Annual Percentage Yield effective April 29, 2021. Rates may change after the account is opened. Fees could reduce account earnings.

*Nonprofit Checking rates may differ for public fund entities. Contact branch for current rates.

**Placement of funds through the ICS or CDARS service is subject to the terms, conditions, and disclosures in the service agreements, including the Deposit Placement Agreement (“DPA”). Limits apply and customer eligibility criteria may apply. In the ICS savings option, program withdrawals are limited to six per month. Although funds are placed at destination banks in amounts that do not exceed the FDIC standard maximum deposit insurance amount (“SMDIA”), a depositor’s balances at the relationship institution that places the funds may exceed the SMDIA (e.g., before ICS or CDARS settlement for a deposit or after ICS or CDARS settlement for a withdrawal) or be ineligible for FDIC insurance (if the relationship institution is not a bank). As stated in the DPA, the depositor is responsible for making any necessary arrangements to protect such balances consistent with applicable law. If the depositor is subject to restrictions on placement of its funds, the depositor is responsible for determining whether its use of ICS or CDARS satisfies those restrictions. ICS, Insured Cash Sweep, CDARS, and Certificate of Deposit Account Registry Service are registered service marks of Promontory Interfinancial Network, LLC. 0517
Please scroll left to view the rest of the table.
Savings Account Minimum Balance to Earn APY
APY
Diamond Money Market* $0.00 - $5,000.00 0.05%

$5,000.01 - $25,000.00 0.10%

$25,000.01 - $50,000.00 0.15%

$50,000.01 - $100,000.00 0.22%

$100,000.01 - $200,000.00 
0.29%

$200,000.01 - $1,000,000.00 0.39%

$1,000,000.01 & Over 0.44%
ICS® Money Market** $0 - $1,000,000.00 0.40%

$1,000,000.01 - $15,000,000.00 0.50%

$15,000,000.01 & Over 0.50%
Advantage Savings* $0.00 - $2,500.00 0.05%

$2,500.01 & Over 0.05%
My Future Fund* $0 - $2,000.00 5.09%

$2,000.01 & Over 5.09% - 1.75%
Basic Savings* n/a 0.05%

Annual Percentage Yield effective April 29, 2021. Rates may change after the account is opened. Fees could reduce account earnings.

*Minimum deposit required to open a Diamond Money Market - $5,000; Advantage Savings - $1,000; My Future Fund - $200; Basic Savings - $50. Diamond Money Market rates may differ for public fund entities. Contact branch for current rates.

**Placement of funds through the ICS or CDARS service is subject to the terms, conditions, and disclosures in the service agreements, including the Deposit Placement Agreement (“DPA”). Limits apply and customer eligibility criteria may apply. In the ICS savings option, program withdrawals are limited to six per month. Although funds are placed at destination banks in amounts that do not exceed the FDIC standard maximum deposit insurance amount (“SMDIA”), a depositor’s balances at the relationship institution that places the funds may exceed the SMDIA (e.g., before ICS or CDARS settlement for a deposit or after ICS or CDARS settlement for a withdrawal) or be ineligible for FDIC insurance (if the relationship institution is not a bank). As stated in the DPA, the depositor is responsible for making any necessary arrangements to protect such balances consistent with applicable law. If the depositor is subject to restrictions on placement of its funds, the depositor is responsible for determining whether its use of ICS or CDARS satisfies those restrictions. ICS, Insured Cash Sweep, CDARS, and Certificate of Deposit Account Registry Service are registered service marks of Promontory Interfinancial Network, LLC. 0517
Please scroll left to view the rest of the table.
Certificate of Deposit Term APY Minimum Balance to Earn APY
3-5 Months 0.15% $500
6-11 Months 0.25% $500
12-23 Months 0.30% $500
24-29 Months 0.40% $500
30-35 Months 0.45% $500
36 Months & Over 0.50% $500

Annual Percentage Yield effective April 29, 2021 and are subject to change without notice. Fees could reduce account earnings.


Please inquire about other available CD terms, IRA CDs, and HSA CDs. On certificate terms of less than one year the interest is not compounded. A penalty may be imposed for early withdrawal.
Rates displayed below are for informational purposes. Rates are subject to change without notice, and will depend on specific characteristics of the loan and your credit profile.
Term Rate APR Payment
15-Year Fixed 2.150% 2.356%  $1300.88 .....Rates effective as of 11/30/2021
20-Year Fixed 2.775% 2.936%  $1086.80
30-Year Fixed 2.900% 3.014%  $832.46
   

Subject to approval. APR = Annual Percentage Rate. Estimates below are based on a loan amount of $200,000 with 20% down payment (equity for refinance), prepaid finance charges of $2,900 and a credit score of 740. The actual rate available to you will be based upon your credit history and may be different than the rate disclosed. Rates are for the financing of a single-family primary residence with a 45-day lock. If the down payment/equity is less than 20%, mortgage insurance may be needed, which could increase the monthly payment and APR. Rates also may be higher for cash-out refinances above 70% Loan-to-Value, non-escrowed loans, loan amounts below $100,000 and/or loan amounts greater than $548,250. 30-Year Fixed = 360 monthly payments. 20-Year Fixed = 240 monthly payments. 15-Year Fixed = 180 monthly payments. Payment does not include taxes and insurance and actual payment obligation may be greater.
Back to rates locations list (screen-reader link)

Lanesboro rates (tabbed panel content)

Select Checking, Savings, CDs or Mortgage tab above to view specific rates.

Please scroll left to view the rest of the table.
Checking Account Minimum Balance to Earn APY APY
Relationship Checking*
Military Banking*
Partnership Banking*
$0 - $2,500.00 0.04%

$2,500.01 - $5,000.00 0.05%

$5,000.01 - $50,000.00 0.05% 

$50,000.01 & Over 0.08%
HSA Checking $0 - $5,000.00 
0.05%

$5,000.01 - $10,000.00 0.08%

$10,000.01 - $15,000.00 0.12%

$15,000.01 - $25,000.00 0.16%

$25,000.01 & Over 0.18%

*Minimum deposit required to open a Relationship Checking Account - $50; Military Banking Account - $50; Partnership Banking Checking Account- $50.


Please scroll left to view the rest of the table.
Business Checking Account Minimum Balance to Earn APY APY
Interest Business Checking n/a 0.07%
Nonprofit Checking* $0 - $5,000.00 0.06%

$5,000.01 - $25,000.00 0.08%

$25,000.01 - $50,000.00 0.15%

$50,000.01 - $100,000.00 
0.22%

$100,000.01 - $200,000.00 0.30%

$200,000.01 - $1,000,000.00 0.35%

$1,000,000.01 & Over 0.45%
ICS® Demand Deposit**
$0 - $1,000,000.00
0.08%

$1,000,000.01 - $15,000,000.00 
0.16%

$15,000,000.01 & Over
0.08%

Get Business Checking Account Details

Annual Percentage Yield effective December 17, 2020. Rates may change after the account is opened. Fees could reduce account earnings.

*Nonprofit Checking rates may differ for public fund entities. Contact branch for current rates.

**Placement of funds through the ICS or CDARS service is subject to the terms, conditions, and disclosures in the service agreements, including the Deposit Placement Agreement (“DPA”). Limits apply and customer eligibility criteria may apply. In the ICS savings option, program withdrawals are limited to six per month. Although funds are placed at destination banks in amounts that do not exceed the FDIC standard maximum deposit insurance amount (“SMDIA”), a depositor’s balances at the relationship institution that places the funds may exceed the SMDIA (e.g., before ICS or CDARS settlement for a deposit or after ICS or CDARS settlement for a withdrawal) or be ineligible for FDIC insurance (if the relationship institution is not a bank). As stated in the DPA, the depositor is responsible for making any necessary arrangements to protect such balances consistent with applicable law. If the depositor is subject to restrictions on placement of its funds, the depositor is responsible for determining whether its use of ICS or CDARS satisfies those restrictions. ICS, Insured Cash Sweep, CDARS, and Certificate of Deposit Account Registry Service are registered service marks of Promontory Interfinancial Network, LLC. 0517
Please scroll left to view the rest of the table.
Savings Account Minimum Balance to Earn APY
APY
Diamond Money Market* $0.00 - $5,000.00 0.06%

$5,000.01 - $25,000.00 0.08%

$25,000.01 - $50,000.00 0.15%

$50,000.01 - $100,000.00 0.22%

$100,000.01 - $200,000.00 
0.30%

$200,000.01 - $1,000,000.00 0.35%

$1,000,000.01 & Over 0.45%
ICS® Money Market** $0 - $1,000,000.00 0.35%

$1,000,000.01 - $15,000,000.00 0.50%

$15,000,000.01 & Over 0.45%
Advantage Savings* $0.00 - $2,500.00 0.05%

$2,500.01 & Over 0.06%
My Future Fund* $0 - $2,000.00 5.09%

$2,000.01 & Over 5.09% - 1.75%
Basic Savings* n/a 0.03%


Annual Percentage Yield effective January 7, 2021. Rates may change after the account is opened. Fees could reduce account earnings.

*Minimum deposit required to open a Diamond Money Market - $5,000; Advantage Savings - $1,000; My Future Fund - $200; Basic Savings - $50. Diamond Money Market rates may differ for public fund entities. Contact branch for current rates.

**Placement of funds through the ICS or CDARS service is subject to the terms, conditions, and disclosures in the service agreements, including the Deposit Placement Agreement (“DPA”). Limits apply and customer eligibility criteria may apply. In the ICS savings option, program withdrawals are limited to six per month. Although funds are placed at destination banks in amounts that do not exceed the FDIC standard maximum deposit insurance amount (“SMDIA”), a depositor’s balances at the relationship institution that places the funds may exceed the SMDIA (e.g., before ICS or CDARS settlement for a deposit or after ICS or CDARS settlement for a withdrawal) or be ineligible for FDIC insurance (if the relationship institution is not a bank). As stated in the DPA, the depositor is responsible for making any necessary arrangements to protect such balances consistent with applicable law. If the depositor is subject to restrictions on placement of its funds, the depositor is responsible for determining whether its use of ICS or CDARS satisfies those restrictions. ICS, Insured Cash Sweep, CDARS, and Certificate of Deposit Account Registry Service are registered service marks of Promontory Interfinancial Network, LLC. 0517
Please scroll left to view the rest of the table.
Certificate of Deposit Term APY Minimum Balance to Earn APY
3-5 Months 0.06% $500
6-11 Months 0.10% $500
12-23 Months 0.15% $500
24-29 Months 0.24% $500
30-35 Months 0.29% $500
36 Months & Over 0.37% $500

Annual Percentage Yield effective December 17, 2020 and are subject to change without notice. Fees could reduce account earnings.

Please inquire about other available CD terms, IRA CDs, and HSA CDs. On certificate terms of less than one year the interest is not compounded. A penalty may be imposed for early withdrawal.
Rates displayed below are for informational purposes. Rates are subject to change without notice, and will depend on specific characteristics of the loan and your credit profile.
Term Rate APR Payment
15-Year Fixed 2.150 % 2.356 % $1300.88 .....Rates effective as of 11/30/2021 
20-Year Fixed 2.775 % 2.936 % $1086.80 
30-Year Fixed 2.900 % 3.014 % $832.46 


Subject to approval. APR = Annual Percentage Rate. Estimates below are based on a loan amount of $200,000 with 20% down payment (equity for refinance), prepaid finance charges of $2,900 and a credit score of 740. The actual rate available to you will be based upon your credit history and may be different than the rate disclosed. Rates are for the financing of a single-family primary residence with a 45-day lock. If the down payment/equity is less than 20%, mortgage insurance may be needed, which could increase the monthly payment and APR. Rates also may be higher for cash-out refinances above 70% Loan-to-Value, non-escrowed loans, loan amounts below $100,000 and/or loan amounts greater than $548,250. 30-Year Fixed = 360 monthly payments. 20-Year Fixed = 240 monthly payments. 15-Year Fixed = 180 monthly payments. Payment does not include taxes and insurance and actual payment obligation may be greater.

Back to rates locations list (screen-reader link)

Northfield rates (tabbed panel content)

Select Checking, Savings, CDs or Mortgage tab above to view specific rates.

Please scroll left to view the rest of the table.
Checking Account Minimum Balance to Earn APY APY
Relationship Checking*
Military Banking*
Partnership Banking*
$0 - $2,500.00 0.05%

$2,500.01 - $5,000.00 0.05%

$5,000.01 - $50,000.00 0.08%

$50,000.01 & Over 0.12%
HSA Checking $0 - $5,000.00 
0.05%

$5,000.01 - $10,000.00 0.10%

$10,000.01 - $15,000.00 0.15%

$15,000.01 - $25,000.00 0.18%

$25,000.01 & Over 0.20%


*Minimum deposit required to open a Relationship Checking Account - $50; Military Banking Account - $50; Partnership Banking Checking Account- $50.


Please scroll left to view the rest of the table.
Business Checking Account Minimum Balance to Earn APY APY
Interest Business Checking n/a 0.10%
Nonprofit Checking* $0 - $5,000.00 0.05%

$5,000.01 - $25,000.00 0.10%

$25,000.01 - $50,000.00 0.15%

$50,000.01 - $100,000.00 
0.22%

$100,000.01 - $200,000.00 0.32%

$200,000.01 - $1,000,000.00 0.42%

$1,000,000.01 & Over 0.47%
ICS® Demand Deposit**
$0 - $1,000,000.00
0.10%

$1,000,000.01 - $15,000,000.00
0.25%

$15,000,000.01 & Over
0.15%

Annual Percentage Yield effective April 29, 2021. Rates may change after the account is opened. Fees could reduce account earnings.

*Nonprofit Checking rates may differ for public fund entities. Contact branch for current rates.

**Placement of funds through the ICS or CDARS service is subject to the terms, conditions, and disclosures in the service agreements, including the Deposit Placement Agreement (“DPA”). Limits apply and customer eligibility criteria may apply. In the ICS savings option, program withdrawals are limited to six per month. Although funds are placed at destination banks in amounts that do not exceed the FDIC standard maximum deposit insurance amount (“SMDIA”), a depositor’s balances at the relationship institution that places the funds may exceed the SMDIA (e.g., before ICS or CDARS settlement for a deposit or after ICS or CDARS settlement for a withdrawal) or be ineligible for FDIC insurance (if the relationship institution is not a bank). As stated in the DPA, the depositor is responsible for making any necessary arrangements to protect such balances consistent with applicable law. If the depositor is subject to restrictions on placement of its funds, the depositor is responsible for determining whether its use of ICS or CDARS satisfies those restrictions. ICS, Insured Cash Sweep, CDARS, and Certificate of Deposit Account Registry Service are registered service marks of Promontory Interfinancial Network, LLC. 0517
Please scroll left to view the rest of the table.
Savings Account Minimum Balance to Earn APY
APY
Diamond Money Market* $0.00 - $5,000.00 0.05%

$5,000.01 - $25,000.00 0.10%

$25,000.01 - $50,000.00 0.15%

$50,000.01 - $100,000.00 0.22%

$100,000.01 - $200,000.00 
0.32%

$200,000.01 - $1,000,000.00 0.42%

$1,000,000.01 & Over 0.47%
ICS® Money Market** $0 - $1,000,000.00 0.37%

$1,000,000.01 - $15,000,000.00 0.50%

$15,000,000.01 & Over 0.45%
Advantage Savings* $0.00 - $2,500.00 0.05%

$2,500.01 & Over 0.05%
My Future Fund* $0 - $2,000.00 5.09%

$2,000.01 & Over 5.09% - 1.75%
Basic Savings* n/a 0.05%

Annual Percentage Yield effective October 28 2021. Rates may change after the account is opened. Fees could reduce account earnings.

*Minimum deposit required to open a Diamond Money Market - $5,000; Advantage Savings - $1,000; My Future Fund - $200; Basic Savings - $50. Diamond Money Market rates may differ for public fund entities. Contact branch for current rates.

**Placement of funds through the ICS or CDARS service is subject to the terms, conditions, and disclosures in the service agreements, including the Deposit Placement Agreement (“DPA”). Limits apply and customer eligibility criteria may apply. In the ICS savings option, program withdrawals are limited to six per month. Although funds are placed at destination banks in amounts that do not exceed the FDIC standard maximum deposit insurance amount (“SMDIA”), a depositor’s balances at the relationship institution that places the funds may exceed the SMDIA (e.g., before ICS or CDARS settlement for a deposit or after ICS or CDARS settlement for a withdrawal) or be ineligible for FDIC insurance (if the relationship institution is not a bank). As stated in the DPA, the depositor is responsible for making any necessary arrangements to protect such balances consistent with applicable law. If the depositor is subject to restrictions on placement of its funds, the depositor is responsible for determining whether its use of ICS or CDARS satisfies those restrictions. ICS, Insured Cash Sweep, CDARS, and Certificate of Deposit Account Registry Service are registered service marks of Promontory Interfinancial Network, LLC. 0517
Please scroll left to view the rest of the table.
Certificate of Deposit Term APY Minimum Balance to Earn APY
3-5 Months 0.15% $500
6-11 Months 0.20% $500
12-17 Months 0.25% $500
18-23 Months 0.30% $500
24-29 Months 0.35% $500
30-35 Months 0.40% $500
36 Months & Over 0.45% $500

Annual Percentage Yield effective April 29, 2021 and are subject to change without notice. Fees could reduce account earnings.


Please inquire about other available CD terms, IRA CDs, and HSA CDs. On certificate terms of less than one year the interest is not compounded. A penalty may be imposed for early withdrawal.
 
Term Rate APR Payment
15-Year Fixed 2.150% 2.356%  $1300.88 .....Rates effective as of 11/30/2021
20-Year Fixed 2.775% 2.936%  $1086.80
30-Year Fixed 2.900% 3.014%  $832.46
   

Subject to approval. APR = Annual Percentage Rate. Estimates below are based on a loan amount of $200,000 with 20% down payment (equity for refinance), prepaid finance charges of $2,900 and a credit score of 740. The actual rate available to you will be based upon your credit history and may be different than the rate disclosed. Rates are for the financing of a single-family primary residence with a 45-day lock. If the down payment/equity is less than 20%, mortgage insurance may be needed, which could increase the monthly payment and APR. Rates also may be higher for cash-out refinances above 70% Loan-to-Value, non-escrowed loans, loan amounts below $100,000 and/or loan amounts greater than $548,250. 30-Year Fixed = 360 monthly payments. 20-Year Fixed = 240 monthly payments. 15-Year Fixed = 180 monthly payments. Payment does not include taxes and insurance and actual payment obligation may be greater.
Back to rates locations list (screen-reader link)

Onalaska rates (tabbed panel content)

Select Checking, Savings, CDs or Mortgage tab above to view specific rates.

Please scroll left to view the rest of the table.
Checking Account Minimum Balance to Earn APY APY
Relationship Checking*
Military Banking*
Partnership Banking*
$0 - $2,500.00 0.04%

$2,500.01 - $5,000.00 0.04%

$5,000.01 - $50,000.00 0.04%

$50,000.01 & Over 0.07%
HSA Checking $0 - $5,000.00 
0.03%

$5,000.01 - $10,000.00 0.06%

$10,000.01 - $15,000.00 0.10%

$15,000.01 - $25,000.00 0.16%

$25,000.01 & Over 0.18%

*Minimum deposit required to open a Relationship Checking Account - $50; Military Banking Account - $50; Partnership Banking Checking Account- $50.


Please scroll left to view the rest of the table.
Business Checking Account Minimum Balance to Earn APY APY
Interest Business Checking n/a 0.08%
Nonprofit Checking* $0 - $5,000.00 0.05%

$5,000.01 - $25,000.00 0.05%

$25,000.01 - $50,000.00 0.10%

$50,000.01 - $100,000.00 
0.20%

$100,000.01 - $200,000.00 0.22%

$200,000.01 - $1,000,000.00 0.30%

$1,000,000.01 & Over 0.41%
ICS® Demand Deposit**
$0 - $1,000,000.00
0.08%

$1,000,000.01 - $15,000,000.00 
0.16%

$15,000,000.01 & Over
0.08%

Get Business Checking Account Details

Annual Percentage Yield effective November 11, 2021. Rates may change after the account is opened. Fees could reduce account earnings.

*Nonprofit Checking rates may differ for public fund entities. Contact branch for current rates.

**Placement of funds through the ICS or CDARS service is subject to the terms, conditions, and disclosures in the service agreements, including the Deposit Placement Agreement (“DPA”). Limits apply and customer eligibility criteria may apply. In the ICS savings option, program withdrawals are limited to six per month. Although funds are placed at destination banks in amounts that do not exceed the FDIC standard maximum deposit insurance amount (“SMDIA”), a depositor’s balances at the relationship institution that places the funds may exceed the SMDIA (e.g., before ICS or CDARS settlement for a deposit or after ICS or CDARS settlement for a withdrawal) or be ineligible for FDIC insurance (if the relationship institution is not a bank). As stated in the DPA, the depositor is responsible for making any necessary arrangements to protect such balances consistent with applicable law. If the depositor is subject to restrictions on placement of its funds, the depositor is responsible for determining whether its use of ICS or CDARS satisfies those restrictions. ICS, Insured Cash Sweep, CDARS, and Certificate of Deposit Account Registry Service are registered service marks of Promontory Interfinancial Network, LLC. 0517
Please scroll left to view the rest of the table.
Savings Account Minimum Balance to Earn APY
APY
Diamond Money Market* $0.00 - $5,000.00 0.05%

$5,000.01 - $25,000.00 0.05%

$25,000.01 - $50,000.00 0.10%

$50,000.01 - $100,000.00 0.20%

$100,000.01 - $200,000.00 
0.22%

$200,000.01 - $1,000,000.00 0.30%

$1,000,000.01 & Over 0.41%
ICS® Money Market** $0 - $1,000,000.00 0.35%

$1,000,000.01 - $15,000,000.00 0.50%

$15,000,000.01 & Over 0.45%
Advantage Savings* $0.00 - $2,500.00 0.03%

$2,500.01 & Over 0.05% 
My Future Fund* $0 - $2,000.00 5.09%

$2,000.01 & Over 5.09% - 1.75%
Basic Savings* n/a 0.03%

Annual Percentage Yield effective November 11, 2021. Rates may change after the account is opened. Fees could reduce account earnings.

*Minimum deposit required to open a Diamond Money Market - $5,000; Advantage Savings - $1,000; My Future Fund - $200; Basic Savings - $50. Diamond Money Market rates may differ for public fund entities. Contact branch for current rates.

**Placement of funds through the ICS or CDARS service is subject to the terms, conditions, and disclosures in the service agreements, including the Deposit Placement Agreement (“DPA”). Limits apply and customer eligibility criteria may apply. In the ICS savings option, program withdrawals are limited to six per month. Although funds are placed at destination banks in amounts that do not exceed the FDIC standard maximum deposit insurance amount (“SMDIA”), a depositor’s balances at the relationship institution that places the funds may exceed the SMDIA (e.g., before ICS or CDARS settlement for a deposit or after ICS or CDARS settlement for a withdrawal) or be ineligible for FDIC insurance (if the relationship institution is not a bank). As stated in the DPA, the depositor is responsible for making any necessary arrangements to protect such balances consistent with applicable law. If the depositor is subject to restrictions on placement of its funds, the depositor is responsible for determining whether its use of ICS or CDARS satisfies those restrictions. ICS, Insured Cash Sweep, CDARS, and Certificate of Deposit Account Registry Service are registered service marks of Promontory Interfinancial Network, LLC. 0517
Please scroll left to view the rest of the table.
Certificate of Deposit Term APY Minimum Balance to Earn APY
3-5 Months 0.08% $500
6-11 Months 0.10% $500
12-23 Months 0.15% $500
24-29 Months 0.20% $500
30-35 Months 0.25% $500
36 Months & Over 0.30% $500

Annual Percentage Yield effective January 4, 2021 and are subject to change without notice. Fees could reduce account earnings.


Please inquire about other available CD terms, IRA CDs, and HSA CDs. On certificate terms of less than one year the interest is not compounded. A penalty may be imposed for early withdrawal.
Rates displayed below are for informational purposes. Rates are subject to change without notice, and will depend on specific characteristics of the loan and your credit profile.
Term Rate APR Payment
15-Year Fixed 2.400 % 2.607 % $1324.18....Rates effective as of 11/30/2021
20-Year Fixed 2.900 % 2.950 % $1099.21
30-Year Fixed 3.150 % 3.264 % $859.47

Subject to approval. APR = Annual Percentage Rate. Estimates below are based on a loan amount of $200,000 with 20% down payment (equity for refinance), prepaid finance charges of $900, and a credit score of 740. The actual rate available to you will be based upon your credit history and may be different than the rate disclosed. Rates are for the financing of a single-family primary residence with a 45-day lock. If the down payment/equity is less than 20%, mortgage insurance may be needed, which could increase the monthly payment and APR. Rates also may be higher for cash-out refinances above 70% Loan-to-Value, non-escrowed loans, loan amounts below $100,000 and/or loan amounts greater than $548,250. 30-Year Fixed = 360 monthly payments. 20-Year Fixed = 240 monthly payments. 15-Year Fixed = 180 monthly payments. Payment does not include taxes and insurance and actual payment obligation may be greater.
Back to rates locations list (screen-reader link)

Red Wing rates (tabbed panel content)

Select Checking, Savings, CDs or Mortgage tab above to view specific rates.

Please scroll left to view the rest of the table.
Checking Account Minimum Balance to Earn APY APY
Relationship Checking*
Military Banking*
Partnership Banking*
$0 - $2,500.00 0.05%

$2,500.01 - $5,000.00 0.05%

$5,000.01 - $50,000.00 0.08%

$50,000.01 & Over 0.10%
HSA Checking $0 - $5,000.00 
0.05%

$5,000.01 - $10,000.00 0.10%

$10,000.01 - $15,000.00 0.15%

$15,000.01 - $25,000.00 0.20%

$25,000.01 & Over 0.25%

*Minimum deposit required to open a Relationship Checking Account - $50; Military Banking Account - $50; Partnership Banking Checking Account- $50.


Please scroll left to view the rest of the table.
Business Checking Account Minimum Balance to Earn APY APY
Interest Business Checking n/a 0.10%
Nonprofit Checking* $0 - $5,000.00 0.05%

$5,000.01 - $25,000.00 0.10%

$25,000.01 - $50,000.00 0.15%

$50,000.01 - $100,000.00 
0.22%

$100,000.01 - $200,000.00 0.29%

$200,000.01 - $1,000,000.00 0.39%

$1,000,000.01 & Over 0.44%
ICS® Demand Deposit**
$0 - $1,000,000.00
0.10%

$1,000,000.01 - $15,000,000.00 
0.20%

$15,000,000.01 & Over
0.15%

Get Business Checking Account Details

Annual Percentage Yield effective November 17, 2021. Rates may change after the account is opened. Fees could reduce account earnings.

*Nonprofit Checking rates may differ for public fund entities. Contact branch for current rates.

**Placement of funds through the ICS or CDARS service is subject to the terms, conditions, and disclosures in the service agreements, including the Deposit Placement Agreement (“DPA”). Limits apply and customer eligibility criteria may apply. In the ICS savings option, program withdrawals are limited to six per month. Although funds are placed at destination banks in amounts that do not exceed the FDIC standard maximum deposit insurance amount (“SMDIA”), a depositor’s balances at the relationship institution that places the funds may exceed the SMDIA (e.g., before ICS or CDARS settlement for a deposit or after ICS or CDARS settlement for a withdrawal) or be ineligible for FDIC insurance (if the relationship institution is not a bank). As stated in the DPA, the depositor is responsible for making any necessary arrangements to protect such balances consistent with applicable law. If the depositor is subject to restrictions on placement of its funds, the depositor is responsible for determining whether its use of ICS or CDARS satisfies those restrictions. ICS, Insured Cash Sweep, CDARS, and Certificate of Deposit Account Registry Service are registered service marks of Promontory Interfinancial Network, LLC. 0517
Please scroll left to view the rest of the table.
Savings Account Minimum Balance to Earn APY
APY
Diamond Money Market* $0.00 - $5,000.00 0.05%

$5,000.01 - $25,000.00 0.10%

$25,000.01 - $50,000.00 0.15%

$50,000.01 - $100,000.00 0.22%

$100,000.01 - $200,000.00 
0.29%

$200,000.01 - $1,000,000.00 0.39%

$1,000,000.01 & Over 0.44%
ICS® Money Market** $0 - $1,000,000.00 0.35%

$1,000,000.01 - $15,000,000.00 0.40%

$15,000,000.01 & Over 0.40%
Advantage Savings* $0.00 - $2,500.00 0.05%

$2,500.01 & Over 0.05%
My Future Fund* $0 - $2,000.00 5.09%

$2,000.01 & Over 5.09% - 1.75%
Basic Savings* n/a 0.05%

Annual Percentage Yield effective November18, 2021. Rates may change after the account is opened. Fees could reduce account earnings.

*Minimum deposit required to open a Diamond Money Market - $5,000; Advantage Savings - $1,000; My Future Fund - $200; Basic Savings - $50. Diamond Money Market rates may differ for public fund entities. Contact branch for current rates.

**Placement of funds through the ICS or CDARS service is subject to the terms, conditions, and disclosures in the service agreements, including the Deposit Placement Agreement (“DPA”). Limits apply and customer eligibility criteria may apply. In the ICS savings option, program withdrawals are limited to six per month. Although funds are placed at destination banks in amounts that do not exceed the FDIC standard maximum deposit insurance amount (“SMDIA”), a depositor’s balances at the relationship institution that places the funds may exceed the SMDIA (e.g., before ICS or CDARS settlement for a deposit or after ICS or CDARS settlement for a withdrawal) or be ineligible for FDIC insurance (if the relationship institution is not a bank). As stated in the DPA, the depositor is responsible for making any necessary arrangements to protect such balances consistent with applicable law. If the depositor is subject to restrictions on placement of its funds, the depositor is responsible for determining whether its use of ICS or CDARS satisfies those restrictions. ICS, Insured Cash Sweep, CDARS, and Certificate of Deposit Account Registry Service are registered service marks of Promontory Interfinancial Network, LLC. 0517
Please scroll left to view the rest of the table.
Certificate of Deposit Term APY Minimum Balance to Earn APY
3-5 Months 0.15% $500
6-11 Months 0.20% $500
12-23 Months 0.30% $500
24-29 Months 0.40% $500
30-35 Months 0.45% $500
36 Months & Over 0.50% $500

Interest rates quoted were effective April 29, 2021 and are subject to change without notice. Fees could reduce account earnings.

Please inquire about other available CD terms, IRA CDs, and HSA CDs. On certificate terms of less than one year the interest is not compounded. A penalty may be imposed for early withdrawal.
Rates displayed below are for informational purposes. Rates are subject to change without notice, and will depend on specific characteristics of the loan and your credit profile.
Term Rate APR Payment
15-Year Fixed 2.150% 2.356%  $1300.88 .....Rates effective as of 11/30/2021
20-Year Fixed 2.775% 2.936%  $1086.80
30-Year Fixed 2.900% 3.014%  $832.46
   

Subject to approval. APR = Annual Percentage Rate. Estimates below are based on a loan amount of $200,000 with 20% down payment (equity for refinance), prepaid finance charges of $2,900 and a credit score of 740. The actual rate available to you will be based upon your credit history and may be different than the rate disclosed. Rates are for the financing of a single-family primary residence with a 45-day lock. If the down payment/equity is less than 20%, mortgage insurance may be needed, which could increase the monthly payment and APR. Rates also may be higher for cash-out refinances above 70% Loan-to-Value, non-escrowed loans, loan amounts below $100,000 and/or loan amounts greater than $548,250. 30-Year Fixed = 360 monthly payments. 20-Year Fixed = 240 monthly payments. 15-Year Fixed = 180 monthly payments. Payment does not include taxes and insurance and actual payment obligation may be greater.
Back to rates locations list (screen-reader link)

Rochester rates (tabbed panel content)

Select Checking, Savings, CDs or Mortgage tab above to view specific rates.

Please scroll left to view the rest of the table.
Checking Account Minimum Balance to Earn APY APY
Relationship Checking*
Military Banking*
Partnership Banking*
$0 - $2,500.00 0.05%

$2,500.01 - $5,000.00 0.05% 

$5,000.01 - $50,000.00 0.08% 

$50,000.01 & Over 0.10%
HSA Checking $0 - $5,000.00 
0.05%

$5,000.01 - $10,000.00 0.10%

$10,000.01 - $15,000.00 0.15%

$15,000.01 - $25,000.00 0.20%

$25,000.01 & Over 0.25%

*Minimum deposit required to open a Relationship Checking Account - $50; Military Banking Account - $50; Partnership Banking Checking Account- $50.
 

Please scroll left to view the rest of the table.
Business Checking Account Minimum Balance to Earn APY APY
Interest Business Checking n/a 0.10%
Nonprofit Checking* $0 - $5,000.00 0.05%

$5,000.01 - $25,000.00 0.10%

$25,000.01 - $50,000.00 0.15%

$50,000.01 - $100,000.00 
0.22%

$100,000.01 - $200,000.00 0.29%

$200,000.01 - $1,000,000.00 0.39%

$1,000,000.01 & Over 0.44%
ICS® Demand Deposit**
$0 - $1,000,000.00
0.10%

$1,000,000.01 - $15,000,000.00 
0.20%

$15,000,000.01 & Over
0.15%

Get Business Checking Account Details

Annual Percentage Yield effective April 29, 2021. Rates may change after the account is opened. Fees could reduce account earnings.

*Nonprofit Checking rates may differ for public fund entities. Contact branch for current rates.

**Placement of funds through the ICS or CDARS service is subject to the terms, conditions, and disclosures in the service agreements, including the Deposit Placement Agreement (“DPA”). Limits apply and customer eligibility criteria may apply. In the ICS savings option, program withdrawals are limited to six per month. Although funds are placed at destination banks in amounts that do not exceed the FDIC standard maximum deposit insurance amount (“SMDIA”), a depositor’s balances at the relationship institution that places the funds may exceed the SMDIA (e.g., before ICS or CDARS settlement for a deposit or after ICS or CDARS settlement for a withdrawal) or be ineligible for FDIC insurance (if the relationship institution is not a bank). As stated in the DPA, the depositor is responsible for making any necessary arrangements to protect such balances consistent with applicable law. If the depositor is subject to restrictions on placement of its funds, the depositor is responsible for determining whether its use of ICS or CDARS satisfies those restrictions. ICS, Insured Cash Sweep, CDARS, and Certificate of Deposit Account Registry Service are registered service marks of Promontory Interfinancial Network, LLC. 0517

Select Checking, Savings, CDs or Mortgage tab above to view specific rates.

Please scroll left to view the rest of the table.
Savings Account Minimum Balance to Earn APY
APY
Diamond Money Market* $0.00 - $5,000.00 0.05%

$5,000.01 - $25,000.00 0.10%

$25,000.01 - $50,000.00 0.15%

$50,000.01 - $100,000.00 0.22%

$100,000.01 - $200,000.00 
0.29%

$200,000.01 - $1,000,000.00 0.39%

$1,000,000.01 & Over 0.44%
ICS® Money Market** $0 - $1,000,000.00 0.35%

$1,000,000.01 - $15,000,000.00 0.40%

$15,000,000.01 & Over 0.40%
Advantage Savings* $0.00 - $2,500.00 0.05%

$2,500.01 & Over 0.05%
My Future Fund* $0 - $2,000.00 5.09%

$2,000.01 & Over 5.09% - 1.75%
Basic Savings* n/a 0.05%

Annual Percentage Yield effective November18, 2021. Rates may change after the account is opened. Fees could reduce account earnings.

*Minimum deposit required to open a Diamond Money Market - $5,000; Advantage Savings - $1,000; My Future Fund - $200; Basic Savings - $50. Diamond Money Market rates may differ for public fund entities. Contact branch for current rates.

**Placement of funds through the ICS or CDARS service is subject to the terms, conditions, and disclosures in the service agreements, including the Deposit Placement Agreement (“DPA”). Limits apply and customer eligibility criteria may apply. In the ICS savings option, program withdrawals are limited to six per month. Although funds are placed at destination banks in amounts that do not exceed the FDIC standard maximum deposit insurance amount (“SMDIA”), a depositor’s balances at the relationship institution that places the funds may exceed the SMDIA (e.g., before ICS or CDARS settlement for a deposit or after ICS or CDARS settlement for a withdrawal) or be ineligible for FDIC insurance (if the relationship institution is not a bank). As stated in the DPA, the depositor is responsible for making any necessary arrangements to protect such balances consistent with applicable law. If the depositor is subject to restrictions on placement of its funds, the depositor is responsible for determining whether its use of ICS or CDARS satisfies those restrictions. ICS, Insured Cash Sweep, CDARS, and Certificate of Deposit Account Registry Service are registered service marks of Promontory Interfinancial Network, LLC. 0517
Please scroll left to view the rest of the table.
Certificate of Deposit Term Annual Percentage Yield Minimum Balance Required to Earn APY
3-5 Months 0.10% $500
6-11 Months 0.15% $500
12-23 Months 0.25% $500
24-29 Months 0.35% $500
30-35 Months 0.40% $500
36 Months & Over 0.50% $500

Annual Percentage Yield effective April 29, 2021 and are subject to change without notice. Fees could reduce account earnings.


Please inquire about other available CD terms, IRA CDs, and HSA CDs. On certificate terms of less than one year the interest is not compounded. A penalty may be imposed for early withdrawal.
Rates displayed below are for informational purposes. Rates are subject to change without notice, and will depend on specific characteristics of the loan and your credit profile.
Term Rate APR Payment
15-Year Fixed 2.150% 2.356%  $1300.88 .....Rates effective as of 11/30/2021
20-Year Fixed 2.775% 2.936%  $1086.80
30-Year Fixed 2.900% 3.014%  $832.46
   

Subject to approval. APR = Annual Percentage Rate. Estimates below are based on a loan amount of $200,000 with 20% down payment (equity for refinance), prepaid finance charges of $2,900 and a credit score of 740. The actual rate available to you will be based upon your credit history and may be different than the rate disclosed. Rates are for the financing of a single-family primary residence with a 45-day lock. If the down payment/equity is less than 20%, mortgage insurance may be needed, which could increase the monthly payment and APR. Rates also may be higher for cash-out refinances above 70% Loan-to-Value, non-escrowed loans, loan amounts below $100,000 and/or loan amounts greater than $548,250. 30-Year Fixed = 360 monthly payments. 20-Year Fixed = 240 monthly payments. 15-Year Fixed = 180 monthly payments. Payment does not include taxes and insurance and actual payment obligation may be greater.
Back to rates locations list (screen-reader link)

Rosemount rates (tabbed panel content)

Select Checking, Savings, CDs or Mortgage tab above to view specific rates.

Please scroll left to view the rest of the table.
Checking Account Minimum Balance to Earn APY APY
Relationship Checking*
Military Banking*
Partnership Banking*
$0 - $2,500.00 0.05%

$2,500.01 - $5,000.00 0.05%

$5,000.01 - $50,000.00 0.08%

$50,000.01 & Over 0.10%
HSA Checking $0 - $5,000.00 
0.05%

$5,000.01 - $10,000.00 0.10%

$10,000.01 - $15,000.00 0.15%

$15,000.01 - $25,000.00 0.20%

$25,000.01 & Over 0.25%

*Minimum deposit required to open a Relationship Checking Account - $50; Military Banking Account - $50; Partnership Banking Checking Account- $50.


Please scroll left to view the rest of the table.
Business Checking Account Minimum Balance to Earn APY APY
Interest Business Checking n/a 0.10%
Nonprofit Checking* $0 - $5,000.00 0.05%

$5,000.01 - $25,000.00 0.10%

$25,000.01 - $50,000.00 0.15%

$50,000.01 - $100,000.00 
0.22%

$100,000.01 - $200,000.00 0.29%

$200,000.01 - $1,000,000.00 0.39%

$1,000,000.01 & Over 0.44%
ICS® Demand Deposit**
$0 - $1,000,000.00
0.10%

$1,000,000.01 - $15,000,000.00 
0.25%

$15,000,000.01 & Over
0.15%

Get Business Checking Account Details

Annual Percentage Yield effective April 29, 2021. Rates may change after the account is opened. Fees could reduce account earnings.

*Nonprofit Checking rates may differ for public fund entities. Contact branch for current rates.

**Placement of funds through the ICS or CDARS service is subject to the terms, conditions, and disclosures in the service agreements, including the Deposit Placement Agreement (“DPA”). Limits apply and customer eligibility criteria may apply. In the ICS savings option, program withdrawals are limited to six per month. Although funds are placed at destination banks in amounts that do not exceed the FDIC standard maximum deposit insurance amount (“SMDIA”), a depositor’s balances at the relationship institution that places the funds may exceed the SMDIA (e.g., before ICS or CDARS settlement for a deposit or after ICS or CDARS settlement for a withdrawal) or be ineligible for FDIC insurance (if the relationship institution is not a bank). As stated in the DPA, the depositor is responsible for making any necessary arrangements to protect such balances consistent with applicable law. If the depositor is subject to restrictions on placement of its funds, the depositor is responsible for determining whether its use of ICS or CDARS satisfies those restrictions. ICS, Insured Cash Sweep, CDARS, and Certificate of Deposit Account Registry Service are registered service marks of Promontory Interfinancial Network, LLC. 0517
Please scroll left to view the rest of the table.
Savings Account Minimum Balance to Earn APY
APY
Diamond Money Market* $0.00 - $5,000.00 0.05%

$5,000.01 - $25,000.00 0.10%

$25,000.01 - $50,000.00 0.15%

$50,000.01 - $100,000.00 0.22%

$100,000.01 - $200,000.00 
0.29%

$200,000.01 - $1,000,000.00 0.39%

$1,000,000.01 & Over 0.44%
ICS® Money Market** $0 - $1,000,000.00 0.40%

$1,000,000.01 - $15,000,000.00 0.50%

$15,000,000.01 & Over 0.50%
Advantage Savings* $0.00 - $2,500.00 0.05%

$2,500.01 & Over 0.05%
My Future Fund* $0 - $2,000.00 5.09%

$2,000.01 & Over 5.09% - 1.75%
Basic Savings* n/a 0.05%

Annual Percentage Yield effective April 29, 2021. Rates may change after the account is opened. Fees could reduce account earnings.

*Minimum deposit required to open a Diamond Money Market - $5,000; Advantage Savings - $1,000; My Future Fund - $200; Basic Savings - $50. Diamond Money Market rates may differ for public fund entities. Contact branch for current rates.

**Placement of funds through the ICS or CDARS service is subject to the terms, conditions, and disclosures in the service agreements, including the Deposit Placement Agreement (“DPA”). Limits apply and customer eligibility criteria may apply. In the ICS savings option, program withdrawals are limited to six per month. Although funds are placed at destination banks in amounts that do not exceed the FDIC standard maximum deposit insurance amount (“SMDIA”), a depositor’s balances at the relationship institution that places the funds may exceed the SMDIA (e.g., before ICS or CDARS settlement for a deposit or after ICS or CDARS settlement for a withdrawal) or be ineligible for FDIC insurance (if the relationship institution is not a bank). As stated in the DPA, the depositor is responsible for making any necessary arrangements to protect such balances consistent with applicable law. If the depositor is subject to restrictions on placement of its funds, the depositor is responsible for determining whether its use of ICS or CDARS satisfies those restrictions. ICS, Insured Cash Sweep, CDARS, and Certificate of Deposit Account Registry Service are registered service marks of Promontory Interfinancial Network, LLC. 0517
Please scroll left to view the rest of the table.
Certificate of Deposit Term APY Minimum Balance to Earn APY
3-5 Months 0.15% $500
6-11 Months 0.25% $500
12-23 Months 0.30% $500
24-29 Months 0.40% $500
30-35 Months 0.45% $500
36 Months & Over 0.50% $500

Annual Percentage Yield effective April 29, 2021 and are subject to change without notice. Fees could reduce account earnings.


Please inquire about other available CD terms, IRA CDs, and HSA CDs. On certificate terms of less than one year the interest is not compounded. A penalty may be imposed for early withdrawal.
Rates displayed below are for informational purposes. Rates are subject to change without notice, and will depend on specific characteristics of the loan and your credit profile.
Term Rate APR Payment
15-Year Fixed 2.150% 2.356%  $1300.88 .....Rates effective as of 11/30/2021
20-Year Fixed 2.775% 2.936%  $1086.80
30-Year Fixed 2.900% 3.014%  $832.46
   

Subject to approval. APR = Annual Percentage Rate. Estimates below are based on a loan amount of $200,000 with 20% down payment (equity for refinance), prepaid finance charges of $2,900 and a credit score of 740. The actual rate available to you will be based upon your credit history and may be different than the rate disclosed. Rates are for the financing of a single-family primary residence with a 45-day lock. If the down payment/equity is less than 20%, mortgage insurance may be needed, which could increase the monthly payment and APR. Rates also may be higher for cash-out refinances above 70% Loan-to-Value, non-escrowed loans, loan amounts below $100,000 and/or loan amounts greater than $548,250. 30-Year Fixed = 360 monthly payments. 20-Year Fixed = 240 monthly payments. 15-Year Fixed = 180 monthly payments. Payment does not include taxes and insurance and actual payment obligation may be greater.
Back to rates locations list (screen-reader link)

Rushford rates (tabbed panel content)

Select Checking, Savings, CDs or Mortgage tab above to view specific rates.

Please scroll left to view the rest of the table.
Checking Account Minimum Balance to Earn APY APY
Relationship Checking*
Military Banking*
Partnership Banking*
$0 - $2,500.00 0.04%

$2,500.01 - $5,000.00 0.05%

$5,000.01 - $50,000.00 0.05%

$50,000.01 & Over 0.08%
HSA Checking $0 - $5,000.00 
0.05%

$5,000.01 - $10,000.00 0.08%

$10,000.01 - $15,000.00 0.12%

$15,000.01 - $25,000.00 0.16%

$25,000.01 & Over 0.18%

*Minimum deposit required to open a Relationship Checking Account - $50; Military Banking Account - $50; Partnership Banking Checking Account- $50.


Please scroll left to view the rest of the table.
Business Checking Account Minimum Balance to Earn APY APY
Interest Business Checking n/a 0.07%
Nonprofit Checking* $0 - $5,000.00 0.06%

$5,000.01 - $25,000.00 0.08%

$25,000.01 - $50,000.00 0.15%

$50,000.01 - $100,000.00 
0.22%

$100,000.01 - $200,000.00 0.30%

$200,000.01 - $1,000,000.00 0.35%

$1,000,000.01 & Over 0.45%
ICS® Demand Deposit**
$0 - $1,000,000.00
0.08%

$1,000,000.01 - $15,000,000.00 
0.16%

$15,000,000.01 & Over
0.08%


Get Business Checking Account Details

Annual Percentage Yield effective December 17, 2020. Rates may change after the account is opened. Fees could reduce account earnings.

*Nonprofit Checking rates may differ for public fund entities. Contact branch for current rates.

**Placement of funds through the ICS or CDARS service is subject to the terms, conditions, and disclosures in the service agreements, including the Deposit Placement Agreement (“DPA”). Limits apply and customer eligibility criteria may apply. In the ICS savings option, program withdrawals are limited to six per month. Although funds are placed at destination banks in amounts that do not exceed the FDIC standard maximum deposit insurance amount (“SMDIA”), a depositor’s balances at the relationship institution that places the funds may exceed the SMDIA (e.g., before ICS or CDARS settlement for a deposit or after ICS or CDARS settlement for a withdrawal) or be ineligible for FDIC insurance (if the relationship institution is not a bank). As stated in the DPA, the depositor is responsible for making any necessary arrangements to protect such balances consistent with applicable law. If the depositor is subject to restrictions on placement of its funds, the depositor is responsible for determining whether its use of ICS or CDARS satisfies those restrictions. ICS, Insured Cash Sweep, CDARS, and Certificate of Deposit Account Registry Service are registered service marks of Promontory Interfinancial Network, LLC. 0517
Please scroll left to view the rest of the table.
Savings Account Minimum Balance to Earn APY
APY
Diamond Money Market* $0.00 - $5,000.00 0.06%

$5,000.01 - $25,000.00 0.08%

$25,000.01 - $50,000.00 0.15%

$50,000.01 - $100,000.00 0.22%

$100,000.01 - $200,000.00 
0.30%

$200,000.01 - $1,000,000.00 0.35%

$1,000,000.01 & Over 0.45 %
ICS® Money Market** $0 - $1,000,000.00 0.35%

$1,000,000.01 - $15,000,000.00 0.50%

$15,000,000.01 & Over 0.45%
Advantage Savings* $0.00 - $2,500.00 0.05%

$2,500.01 & Over 0.06%
My Future Fund* $0 - $2,000.00 5.09%

$2,000.01 & Over 5.09% - 1.75%
Basic Savings* n/a 0.03%

Annual Percentage Yield effective January 7, 2021. Rates may change after the account is opened. Fees could reduce account earnings.

*Minimum deposit required to open a Diamond Money Market - $5,000; Advantage Savings - $1,000; My Future Fund - $200; Basic Savings - $50. Diamond Money Market rates may differ for public fund entities. Contact branch for current rates.

**Placement of funds through the ICS or CDARS service is subject to the terms, conditions, and disclosures in the service agreements, including the Deposit Placement Agreement (“DPA”). Limits apply and customer eligibility criteria may apply. In the ICS savings option, program withdrawals are limited to six per month. Although funds are placed at destination banks in amounts that do not exceed the FDIC standard maximum deposit insurance amount (“SMDIA”), a depositor’s balances at the relationship institution that places the funds may exceed the SMDIA (e.g., before ICS or CDARS settlement for a deposit or after ICS or CDARS settlement for a withdrawal) or be ineligible for FDIC insurance (if the relationship institution is not a bank). As stated in the DPA, the depositor is responsible for making any necessary arrangements to protect such balances consistent with applicable law. If the depositor is subject to restrictions on placement of its funds, the depositor is responsible for determining whether its use of ICS or CDARS satisfies those restrictions. ICS, Insured Cash Sweep, CDARS, and Certificate of Deposit Account Registry Service are registered service marks of Promontory Interfinancial Network, LLC. 0517
Please scroll left to view the rest of the table.
Certificate of Deposit Term APY Minimum Balance to Earn APY
3-5 Months 0.06% $500
6-11 Months 0.10% $500
12-23 Months 0.15% $500
24-29 Months 0.24% $500
30-35 Months 0.29% $500
36 Months & Over 0.37% $500

Annual Percentage Yield effective December 17, 2020 and are subject to change without notice. Fees could reduce account earnings.

Please inquire about other available CD terms, IRA CDs, and HSA CDs. On certificate terms of less than one year the interest is not compounded. A penalty may be imposed for early withdrawal.
Rates displayed below are for informational purposes. Rates are subject to change without notice, and will depend on specific characteristics of the loan and your credit profile.
Term Rate APR Payment
15-Year Fixed 2.150 % 2.356 % $1300.88 .....Rates effective as of 11/30/2021 
20-Year Fixed 2.775 % 2.936 % $1086.80 
30-Year Fixed 2.900 % 3.014  % $832.46 


Subject to approval. APR = Annual Percentage Rate. Estimates below are based on a loan amount of $200,000 with 20% down payment (equity for refinance), prepaid finance charges of $2,900 and a credit score of 740. The actual rate available to you will be based upon your credit history and may be different than the rate disclosed. Rates are for the financing of a single-family primary residence with a 45-day lock. If the down payment/equity is less than 20%, mortgage insurance may be needed, which could increase the monthly payment and APR. Rates also may be higher for cash-out refinances above 70% Loan-to-Value, non-escrowed loans, loan amounts below $100,000 and/or loan amounts greater than $548,250. 30-Year Fixed = 360 monthly payments. 20-Year Fixed = 240 monthly payments. 15-Year Fixed = 180 monthly payments. Payment does not include taxes and insurance and actual payment obligation may be greater.

Back to rates locations list (screen-reader link)

Spring Grove rates (tabbed panel content)

Select Checking, Savings, CDs or Mortgage tab above to view specific rates.

Please scroll left to view the rest of the table.
Checking Account Minimum Balance to Earn APY APY
Relationship Checking*
Military Banking*
Partnership Banking*
$0 - $2,500.00 0.05%

$2,500.01 - $5,000.00 0.08%

$5,000.01 - $50,000.00 0.10%

$50,000.01 & Over 0.15%
HSA Checking $0 - $5,000.00 
0.05%

$5,000.01 - $10,000.00 0.10%

$10,000.01 - $15,000.00 0.14%

$15,000.01 - $25,000.00 0.17%

$25,000.01 & Over 0.20%

*Minimum deposit required to open a Relationship Checking Account - $50; Military Banking Account - $50; Partnership Banking Checking Account- $50.


Please scroll left to view the rest of the table.
Business Checking Account Minimum Balance to Earn APY APY
Interest Business Checking n/a 0.07%
Nonprofit Checking* $0 - $5,000.00 0.08%

$5,000.01 - $25,000.00 0.10%

$25,000.01 - $50,000.00 0.20%

$50,000.01 - $100,000.00 
0.28%

$100,000.01 - $200,000.00 0.40%

$200,000.01 - $1,000,000.00 0.50%

$1,000,000.01 & Over 0.55%
ICS® Demand Deposit**
$0 - $1,000,000.00
0.08%

$1,000,000.01 - $15,000,000.00 
0.16%

$15,000,000.01 & Over
0.08%

Get Business Checking Account Details

Annual Percentage Yield effective October 22, 2020. Rates may change after the account is opened. Fees could reduce account earnings.

*Nonprofit Checking rates may differ for public fund entities. Contact branch for current rates.

**Placement of funds through the ICS or CDARS service is subject to the terms, conditions, and disclosures in the service agreements, including the Deposit Placement Agreement (“DPA”). Limits apply and customer eligibility criteria may apply. In the ICS savings option, program withdrawals are limited to six per month. Although funds are placed at destination banks in amounts that do not exceed the FDIC standard maximum deposit insurance amount (“SMDIA”), a depositor’s balances at the relationship institution that places the funds may exceed the SMDIA (e.g., before ICS or CDARS settlement for a deposit or after ICS or CDARS settlement for a withdrawal) or be ineligible for FDIC insurance (if the relationship institution is not a bank). As stated in the DPA, the depositor is responsible for making any necessary arrangements to protect such balances consistent with applicable law. If the depositor is subject to restrictions on placement of its funds, the depositor is responsible for determining whether its use of ICS or CDARS satisfies those restrictions. ICS, Insured Cash Sweep, CDARS, and Certificate of Deposit Account Registry Service are registered service marks of Promontory Interfinancial Network, LLC. 0517
Please scroll left to view the rest of the table.
Savings Account Minimum Balance to Earn APY
APY
Diamond Money Market* $0.00 - $5,000.00 0.08%

$5,000.01 - $25,000.00 0.10%

$25,000.01 - $50,000.00 0.20%

$50,000.01 - $100,000.00 0.28%

$100,000.01 - $200,000.00 
0.40%

$200,000.01 - $1,000,000.00 0.50%

$1,000,000.01 & Over 0.55%
ICS® Money Market** $0 - $1,000,000.00 0.35%

$1,000,000.01 - $15,000,000.00 0.50%

$15,000,000.01 & Over 0.45%
Advantage Savings* $0.00 - $2,500.00 0.05%

$2,500.01 & Over 0.08%
My Future Fund* $0 - $2,000.00 5.09%

$2,000.01 & Over 5.09% - 1.75%
Basic Savings* n/a 0.05%

Annual Percentage Yield effective January 7,  2021. Rates may change after the account is opened. Fees could reduce account earnings.

*Minimum deposit required to open a Diamond Money Market - $5,000; Advantage Savings - $1,000; My Future Fund - $200;  Basic Savings - $50. Diamond Money Market rates may differ for public fund entities. Contact branch for current rates.

**Placement of funds through the ICS or CDARS service is subject to the terms, conditions, and disclosures in the service agreements, including the Deposit Placement Agreement (“DPA”). Limits apply and customer eligibility criteria may apply. In the ICS savings option, program withdrawals are limited to six per month. Although funds are placed at destination banks in amounts that do not exceed the FDIC standard maximum deposit insurance amount (“SMDIA”), a depositor’s balances at the relationship institution that places the funds may exceed the SMDIA (e.g., before ICS or CDARS settlement for a deposit or after ICS or CDARS settlement for a withdrawal) or be ineligible for FDIC insurance (if the relationship institution is not a bank). As stated in the DPA, the depositor is responsible for making any necessary arrangements to protect such balances consistent with applicable law. If the depositor is subject to restrictions on placement of its funds, the depositor is responsible for determining whether its use of ICS or CDARS satisfies those restrictions. ICS, Insured Cash Sweep, CDARS, and Certificate of Deposit Account Registry Service are registered service marks of Promontory Interfinancial Network, LLC. 0517
Please scroll left to view the rest of the table.
Certificate of Deposit Term APY Minimum Balance to Earn APY
3-5 Months 0.06% $500
6-11 Months 0.13% $500
12-23 Months 0.20% $500
24-29 Months 0.25% $500
30-35 Months 0.31% $500
36 Months & Over 0.37% $500

Annual Percentage Yield effective December 10, 2020 and are subject to change without notice. Fees could reduce account earnings.


Please inquire about other available CD terms, IRA CDs, and HSA CDs. On certificate terms of less than one year the interest is not compounded. A penalty may be imposed for early withdrawal.
Rates displayed below are for informational purposes. Rates are subject to change without notice, and will depend on specific characteristics of the loan and your credit profile.
Term Rate APR Payment
15-Year Fixed 2.400 % 2.607 % $1324.18....Rates effective as of 11/30/2021
20-Year Fixed 2.900 % 2.950 % $1099.21
30-Year Fixed 3.150 % 3.264 % $859.47

Subject to approval. APR = Annual Percentage Rate. Estimates below are based on a loan amount of $200,000 with 20% down payment (equity for refinance), prepaid finance charges of $900, and a credit score of 740. The actual rate available to you will be based upon your credit history and may be different than the rate disclosed. Rates are for the financing of a single-family primary residence with a 45-day lock. If the down payment/equity is less than 20%, mortgage insurance may be needed, which could increase the monthly payment and APR. Rates also may be higher for cash-out refinances above 70% Loan-to-Value, non-escrowed loans, loan amounts below $100,000 and/or loan amounts greater than $548,250. 30-Year Fixed = 360 monthly payments. 20-Year Fixed = 240 monthly payments. 15-Year Fixed = 180 monthly payments. Payment does not include taxes and insurance and actual payment obligation may be greater.
Back to rates locations list (screen-reader link)

Saint Charles rates (tabbed panel content)

Select Checking, Savings, CDs or Mortgage tab above to view specific rates.

Please scroll left to view the rest of the table.
Checking Account Minimum Balance to Earn APY APY
Relationship Checking*
Military Banking*
Partnership Banking*
$0 - $2,500.00 0.02%

$2,500.01 - $5,000.00 0.04%

$5,000.01 - $50,000.00 0.06%

$50,000.01 & Over 0.08%
HSA Checking $0 - $5,000.00 
0.01%

$5,000.01 - $10,000.00 0.07%

$10,000.01 - $15,000.00 0.09%

$15,000.01 - $25,000.00 0.11%

$25,000.01 & Over 0.12%

*Minimum deposit required to open a Relationship Checking Account - $50; Military Banking Account - $50; Partnership Banking Checking Account- $50.
 

Please scroll left to view the rest of the table.
Business Checking Account Minimum Balance to Earn APY APY
Interest Business Checking n/a 0.07%
Nonprofit Checking* $0 - $5,000.00 0.05%

$5,000.01 - $25,000.00 0.07%

$25,000.01 - $50,000.00 0.12%

$50,000.01 - $100,000.00 
0.15%

$100,000.01 - $200,000.00 0.18%

$200,000.01 - $1,000,000.00 0.22%

$1,000,000.01 & Over 0.35%
ICS® Demand Deposit**
$0 - $1,000,000.00
0.10%

$1,000,000.01 - $15,000,000.00 
0.20%

$15,000,000.01 & Over
0.10%

Get Business Checking Account Details

Annual Percentage Yield effective September 16, 20211. Rates may change after the account is opened. Fees could reduce account earnings.

*Nonprofit Checking rates may differ for public fund entities. Contact branch for current rates.

**Placement of funds through the ICS or CDARS service is subject to the terms, conditions, and disclosures in the service agreements, including the Deposit Placement Agreement (“DPA”). Limits apply and customer eligibility criteria may apply. In the ICS savings option, program withdrawals are limited to six per month. Although funds are placed at destination banks in amounts that do not exceed the FDIC standard maximum deposit insurance amount (“SMDIA”), a depositor’s balances at the relationship institution that places the funds may exceed the SMDIA (e.g., before ICS or CDARS settlement for a deposit or after ICS or CDARS settlement for a withdrawal) or be ineligible for FDIC insurance (if the relationship institution is not a bank). As stated in the DPA, the depositor is responsible for making any necessary arrangements to protect such balances consistent with applicable law. If the depositor is subject to restrictions on placement of its funds, the depositor is responsible for determining whether its use of ICS or CDARS satisfies those restrictions. ICS, Insured Cash Sweep, CDARS, and Certificate of Deposit Account Registry Service are registered service marks of Promontory Interfinancial Network, LLC. 0517
Please scroll left to view the rest of the table.
Savings Account Minimum Balance to Earn APY
APY
Diamond Money Market* $0.00 - $5,000.00 0.05%

$5,000.01 - $25,000.00 0.07%

$25,000.01 - $50,000.00 0.12%

$50,000.01 - $100,000.00 0.15%

$100,000.01 - $200,000.00 
0.18%

$200,000.01 - $1,000,000.00 0.22%

$1,000,000.01 & Over 035%
ICS® Money Market** $0 - $1,000,000.00 0.15%

$1,000,000.01 - $15,000,000.00 0.22%

$15,000,000.01 & Over 0.15%
Advantage Savings* $0.00 - $2,500.00 0.05%

$2,500.01 & Over 0.05%
My Future Fund* $0 - $2,000.00 5.09%

$2,000.01 & Over 5.09% - 1.75%
Basic Savings* n/a 0.03%

Annual Percentage Yield effective September 16, 2021. Rates may change after the account is opened. Fees could reduce account earnings.

*Minimum deposit required to open a Diamond Money Market - $5,000; Advantage Savings - $1,000; My Future Fund - $200; Basic Savings - $50. Diamond Money Market rates may differ for public fund entities. Contact branch for current rates.

**Placement of funds through the ICS or CDARS service is subject to the terms, conditions, and disclosures in the service agreements, including the Deposit Placement Agreement (“DPA”). Limits apply and customer eligibility criteria may apply. In the ICS savings option, program withdrawals are limited to six per month. Although funds are placed at destination banks in amounts that do not exceed the FDIC standard maximum deposit insurance amount (“SMDIA”), a depositor’s balances at the relationship institution that places the funds may exceed the SMDIA (e.g., before ICS or CDARS settlement for a deposit or after ICS or CDARS settlement for a withdrawal) or be ineligible for FDIC insurance (if the relationship institution is not a bank). As stated in the DPA, the depositor is responsible for making any necessary arrangements to protect such balances consistent with applicable law. If the depositor is subject to restrictions on placement of its funds, the depositor is responsible for determining whether its use of ICS or CDARS satisfies those restrictions. ICS, Insured Cash Sweep, CDARS, and Certificate of Deposit Account Registry Service are registered service marks of Promontory Interfinancial Network, LLC. 0517
Please scroll left to view the rest of the table.
Certificate of Deposit Term APY Minimum Balance to Earn APY
3-5 Months 0.01% $500
6-11 Months 0.06% $500
12-23 Months 0.10% $500
24-29 Months 0.20%
$500
30-35 Months 0.25% $500
36 Months & Over 0.28% $500

Annual Percentage Yield effective August 31 , 2021 and are subject to change without notice. Fees could reduce account earnings.

Please inquire about other available CD terms, IRA CDs, and HSA CDs. On certificate terms of less than one year the interest is not compounded. A penalty may be imposed for early withdrawal.
Rates displayed below are for informational purposes. Rates are subject to change without notice, and will depend on specific characteristics of the loan and your credit profile.
Term Rate APR Payment
15-Year Fixed 2.150 % 2.356 % $1300.88 .....Rates effective as of 11/30/2021
20-Year Fixed 2.775 % 2.936 % $1086.80
30-Year Fixed 2.900 % 3.014 % $832.46

Subject to approval. APR = Annual Percentage Rate. Estimates below are based on a loan amount of $200,000 with 20% down payment (equity for refinance), prepaid finance charges of $2,900 and a credit score of 740. The actual rate available to you will be based upon your credit history and may be different than the rate disclosed. Rates are for the financing of a single-family primary residence with a 45-day lock. If the down payment/equity is less than 20%, mortgage insurance may be needed, which could increase the monthly payment and APR. Rates also may be higher for cash-out refinances above 70% Loan-to-Value, non-escrowed loans, loan amounts below $100,000 and/or loan amounts greater than $548,250. 30-Year Fixed = 360 monthly payments. 20-Year Fixed = 240 monthly payments. 15-Year Fixed = 180 monthly payments. Payment does not include taxes and insurance and actual payment obligation may be greater.
Back to rates locations list (screen-reader link)

Winona rates (tabbed panel content)

Select Checking, Savings, CDs or Mortgage tab above to view specific rates.

Please scroll left to view the rest of the table.
Checking Account Minimum Balance to Earn APY APY
Relationship Checking*
Military Banking*
Partnership Banking*
$0 - $2,500.00 0.02%

$2,500.01 - $5,000.00 0.04%

$5,000.01 - $50,000.00 0.06%

$50,000.01 & Over 0.08%
HSA Checking $0 - $5,000.00 
0.01%

$5,000.01 - $10,000.00 0.07%

$10,000.01 - $15,000.00 0.09%

$15,000.01 - $25,000.00 0.11%

$25,000.01 & Over 0.12%

*Minimum deposit required to open a Relationship Checking Account - $50; Military Banking Account - $50; Partnership Banking Checking Account- $50.


Please scroll left to view the rest of the table.
Business Checking Account Minimum Balance to Earn APY APY
Interest Business Checking n/a 0.07%
Nonprofit Checking* $0 - $5,000.00 0.05%

$5,000.01 - $25,000.00 0.07%

$25,000.01 - $50,000.00 0.12%

$50,000.01 - $100,000.00 
0.15%

$100,000.01 - $200,000.00 0.18%

$200,000.01 - $1,000,000.00 0.22%

$1,000,000.01 & Over 0.35%
ICS® Demand Deposit**
$0 - $1,000,000.00
0.10%

$1,000,000.01 - $15,000,000.00 
0.20%

$15,000,000.01 & Over
0.10%

Get Business Checking Account Details

Annual Percentage Yield effective September 16, 2021. Rates may change after the account is opened. Fees could reduce account earnings.

*Nonprofit Checking rates may differ for public fund entities. Contact branch for current rates.

**Placement of funds through the ICS or CDARS service is subject to the terms, conditions, and disclosures in the service agreements, including the Deposit Placement Agreement (“DPA”). Limits apply and customer eligibility criteria may apply. In the ICS savings option, program withdrawals are limited to six per month. Although funds are placed at destination banks in amounts that do not exceed the FDIC standard maximum deposit insurance amount (“SMDIA”), a depositor’s balances at the relationship institution that places the funds may exceed the SMDIA (e.g., before ICS or CDARS settlement for a deposit or after ICS or CDARS settlement for a withdrawal) or be ineligible for FDIC insurance (if the relationship institution is not a bank). As stated in the DPA, the depositor is responsible for making any necessary arrangements to protect such balances consistent with applicable law. If the depositor is subject to restrictions on placement of its funds, the depositor is responsible for determining whether its use of ICS or CDARS satisfies those restrictions. ICS, Insured Cash Sweep, CDARS, and Certificate of Deposit Account Registry Service are registered service marks of Promontory Interfinancial Network, LLC. 0517
Please scroll left to view the rest of the table.
Savings Account Minimum Balance to Earn APY
APY
Diamond Money Market* $0.00 - $5,000.00 0.05%

$5,000.01 - $25,000.00 0.07%

$25,000.01 - $50,000.00 0.12%

$50,000.01 - $100,000.00 0.15%

$100,000.01 - $200,000.00 
0.18%

$200,000.01 - $1,000,000.00 0.22%

$1,000,000.01 & Over 0.35%
ICS® Money Market** $0 - $1,000,000.00 0.15%

$1,000,000.01 - $15,000,000.00 0.22%

$15,000,000.01 & Over 0.15%
Advantage Savings* $0.00 - $2,500.00 0.05%

$2,500.01 & Over 0.05%
My Future Fund* $0 - $2,000.00 5.09%

$2,000.01 & Over 5.09% - 1.75%
Basic Savings* n/a 0.03%

Annual Percentage Yield effective September 16, 2021. Rates may change after the account is opened. Fees could reduce account earnings.

*Minimum deposit required to open a Diamond Money Market - $5,000; Advantage Savings - $1,000; My Future Fund - $200; Basic Savings - $50. Diamond Money Market rates may differ for public fund entities. Contact branch for current rates.

**Placement of funds through the ICS or CDARS service is subject to the terms, conditions, and disclosures in the service agreements, including the Deposit Placement Agreement (“DPA”). Limits apply and customer eligibility criteria may apply. In the ICS savings option, program withdrawals are limited to six per month. Although funds are placed at destination banks in amounts that do not exceed the FDIC standard maximum deposit insurance amount (“SMDIA”), a depositor’s balances at the relationship institution that places the funds may exceed the SMDIA (e.g., before ICS or CDARS settlement for a deposit or after ICS or CDARS settlement for a withdrawal) or be ineligible for FDIC insurance (if the relationship institution is not a bank). As stated in the DPA, the depositor is responsible for making any necessary arrangements to protect such balances consistent with applicable law. If the depositor is subject to restrictions on placement of its funds, the depositor is responsible for determining whether its use of ICS or CDARS satisfies those restrictions. ICS, Insured Cash Sweep, CDARS, and Certificate of Deposit Account Registry Service are registered service marks of Promontory Interfinancial Network, LLC. 0517
Please scroll left to view the rest of the table.
Certificate of Deposit Term APY Minimum Balance to Earn APY
3-5 Months 0.01% $500
6-11 Months 0.06% $500
12-23 Months 0.10% $500
24-29 Months 0.20% $500
30-35 Months 0.25% $500
36 Months & Over 0.28% $500

Annual Percentage Yield effective August 31, 2021 and are subject to change without notice. Fees could reduce account earnings.

Please inquire about other available CD terms, IRA CDs, and HSA CDs. On certificate terms of less than one year the interest is not compounded. A penalty may be imposed for early withdrawal.
Rates displayed below are for informational purposes. Rates are subject to change without notice, and will depend on specific characteristics of the loan and your credit profile.
Term Rate APR Payment
15-Year Fixed 2.150 % 2.356 % $1300.88 .....Rates effective as of 11/30/2021
20-Year Fixed 2.775 % 2.936 % $1086.80
30-Year Fixed 2.900 % 3.014 % $832.46

Subject to approval. APR = Annual Percentage Rate. Estimates below are based on a loan amount of $200,000 with 20% down payment (equity for refinance), prepaid finance charges of $2,900 and a credit score of 740. The actual rate available to you will be based upon your credit history and may be different than the rate disclosed. Rates are for the financing of a single-family primary residence with a 45-day lock. If the down payment/equity is less than 20%, mortgage insurance may be needed, which could increase the monthly payment and APR. Rates also may be higher for cash-out refinances above 70% Loan-to-Value, non-escrowed loans, loan amounts below $100,000 and/or loan amounts greater than $548,250. 30-Year Fixed = 360 monthly payments. 20-Year Fixed = 240 monthly payments. 15-Year Fixed = 180 monthly payments. Payment does not include taxes and insurance and actual payment obligation may be greater.
Back to rates locations list (screen-reader link)