Where homebuying dreams become homeownership realities.
Building dreams together since 1875.
For more than 150 years, Merchants Bank has been helping customers reach their financial dreams and become homeowners. And now, it’s your turn. With a long list of mortgage types to choose from and the help of our local experts, you’ll be enjoying your new home faster and easier than you ever imagined.
Options to choose from
No matter who you are, a first-time homebuyer, a seasoned borrower, a farmer, or a veteran, we have loans specialized to help you seize your dreams in the most cost-effective way possible. Choose from any of the following home loans:
With the resources and expert advice at Merchants Bank, you’ll find the loan that works with your timeline, budget and dreams. Check out our product highlights to find your perfect fit.
Here to guide you, start to finish
Whether you’ve obtained a mortgage pre-approval or are starting from the very beginning, our Home Loan Guide will help you map out exactly where you are in your journey and what you need to do next.
Resources for feeling ready
We’ve compiled our best mortgage resources to help you feel prepared for this exciting journey. Explore our mortgage calculators, expert tips, and so much more all at your own pace.
My lender made communicating easy. She was responsive, friendly, direct and was able to work around my nontraditional schedule. The loan process was worry-free.
Expert lenders, continued confidence
With decades of experience, and thousands of success stories, the local expert lenders at Merchants Bank are ready to listen, learn, and advise you through every step of this journey. We know the importance of finding a place you can truly call home. Whether you're house hunting, renovating, or just exploring your options, we are here to help you make it happen.
You can count on us.
All mortgage loans are subject to credit approval.