Northfield - South

1611 Honey Locust Drive
Northfield, MN 55057

(507) 664-0820


Lobby Hours

Lobby Hours
Monday 8:30 a.m. – 4:00 p.m.
Tuesday 8:30 a.m. – 4:00 p.m.
Wednesday 8:30 a.m. – 4:00 p.m.
Thursday 8:30 a.m. – 4:00 p.m.
Friday 8:30 a.m. – 4:00 p.m.
Saturday 9:00 a.m. – 12:00 p.m.
Sunday Closed

Drive Up Hours

Lobby Hours
Monday 7:30 a.m. – 6:00 p.m.
Tuesday 7:30 a.m. – 6:00 p.m.
Wednesday 7:30 a.m. – 6:00 p.m.
Thursday 7:30 a.m. – 6:00 p.m.
Friday 7:30 a.m. – 6:00 p.m.
Saturday 9:00 a.m. - 12:00 p.m.
Sunday Closed

Observed Holidays

January 1
Closed for New Year's Day
May 27
Closed for Memorial Day
July 4
Closed for Independence Day
September 2
Closed for Labor Day
November 28
Closed for Thanksgiving
December 24
Closed at Noon for Christmas Eve
December 25
Closed for Christmas
January 1, 2025
Closed for New Year's Day


  • Notary
  • Drive Up ATM
  • Lobby Open Saturday
  • Safe Deposit Box

Local Leadership

Our Northfield locations are guided by our local President and Community Advisory Board, made up of local community members and business professionals.

President: Kirk Muhlenbruck

Community Involvement

Being a community leader is who we are. Our team volunteers thousands of hours each year in leadership and education roles in addition to local events.

Our local team is proud to be an annual supporter of The Defeat of Jesse James Days and active in many volunteer opportunities and projects in Northfield.

Mainstreeters Club

Our Mainstreeters Club offers special account perks and membership activities. Mainstreeters is available to Northfield branch customers ages 55 and better who maintain a total qualifying minimum deposit balance of $5,000 in personal savings, checking or certificate of deposit accounts.

Upcoming Events

Click here to see our company-wide calendar. Read about recent events.

Jun 12
Jul 31

Free Summer Movie Series

Wednesdays at 10:00 a.m.
June 12 - July 31

Cannon Valley Cinema 10
404 Schilling Drive, Dundas, MN 55019

Mark your calendars and join us! No tickets required. Concessions for purchase. All ages welcome. Click to see the movie schedule.
Jul 15

Northfield Blood Drive

Monday, July 15
9:00 a.m. - 3:00 p.m.

Merchants Bank - Downtown Northfield
329 Division Street South, Northfield, MN 55057

Please call 1-800-RED CROSS (1-800-733-2767) or visit and enter: Merchants Bank to schedule an appointment.
Getting a construction loan with Robb was about as efficient and painless as is possible. Robb was very fast at responding to questions and taking care of tasks needed to move the process forward (which for us was very important). After a less than happy experience with another bank, it was reassuring to have Robb keeping us updated on how things were going as well as explaining what to expect.

Kelsey Western

I have always liked working with Merchants Bank and know they will take care of all my financial needs whether it’s for one of my businesses or our family.

Sophie Rupp

Robb, our mortgage lender at Merchants Bank, was incredible. As first-time home buyers, he eased our stress by answering all of our questions within minutes and explaining everything thoroughly. Our closing went well, and we couldn’t have done it without him. After closing Robb followed up with us to answer any questions and to make sure we were comfortable in our new home. We highly recommend Robb at Merchants Bank.

David Beck and Karina Orozco

In 2019, First National Bank of Northfield was purchased by Merchants Bank and the banks merged under the same name on May 18, 2020. 

The South location of the First National Bank of Northfield opened in 2007 to better serve the bank's expanding customer base. 

Learn more about our historic location in Downtown Northfield and the James-Younger Bank Raid of 1876.

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