Hours
Lobby Hours
| Monday | 8:30 a.m. - 4:00 p.m. |
|---|---|
| Tuesday | 8:30 a.m. - 4:00 p.m. |
| Wednesday | 8:30 a.m. - 4:00 p.m. |
| Thursday | 8:30 a.m. - 5:00 p.m. |
| Friday | 8:30 a.m. - 4:00 p.m. |
| Saturday | Closed |
| Sunday | Closed |
Drive Up Hours
| Monday | 7:30 a.m. - 5:00 p.m. |
|---|---|
| Tuesday | 7:30 a.m. - 5:00 p.m. |
| Wednesday | 7:30 a.m. - 5:00 p.m. |
| Thursday | 7:30 a.m. - 5:00 p.m. |
| Friday | 7:30 a.m. - 5:00 p.m. |
| Saturday | 8:00 a.m. - 12:00 p.m. |
| Sunday | Closed |
Observed Holidays
- January 1
- Closed for New Year's Day
- May 26
- Closed for Memorial Day
- July 4
- Closed for Independence Day
- September 1
- Closed for Labor Day
- November 27
- Closed for Thanksgiving
- December 24
- Closed at Noon for Christmas Eve
- December 25
- Closed for Christmas
- January 1, 2026
- Closed for New Year's Day
Services
- Notary
- Drive Up ATM
- Safe Deposit Box
About Our St. Charles Branch
Our St. Charles branch services Southeastern Minnesota and is located off of Minnesota Highway 14. Our local team offers a full-service banking experience, including meeting your daily banking needs of deposits, withdrawals and general money management; opening new accounts; applying for personal, mortgage or business lending needs; and connecting you with our Wealth Management experts.
Find St. Charles lenders:
The St. Charles branch is guided by our Merchants Bank Charter Board, which is made up of community members and business professionals.
Being a community leader is an important part of our mission. Our local team is proud to coordinate the 10 Days of Giving food drive, an annual community collaboration between Merchants Bank in St. Charles and the Hometown Resource Center to help stock local food shelves each winter. Since 1989, the drive has collected thousands of pounds of food and helped thousands of people in the area.
President: Jarett Jones
Our History
St. Charles joined the Merchants Bank family in 1990 when Merchants acquired the First National Bank in St. Charles.
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