Independence Day Observance

All Merchants Bank locations will be CLOSED on Saturday, July 4, 2026 in observance of Independence Day. We will be OPEN Friday and Monday to serve you.

FDIC logo

FDIC-Insured - Backed by the full faith and credit of the U.S. Government

Locations Rates Contact Resources Careers Blog

Retirement Plan

Retirement Plan Calculator

Do you know what it takes to work towards a secure retirement? Use this calculator to help you create your retirement plan. View your retirement savings balance and your withdrawals for each year until the end of your retirement. Social Security is calculated on a sliding scale based on your income. Including a non-working spouse in your plan increases your Social Security benefits up to, but not over, the maximum.

Merchants Bank
102 E 3rd Street
Winona, MN 55987

Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

We use cookies to provide the services and features offered on our website and to improve our user experience. Click for details

Select a location

Minnesota

Wisconsin