*Securities offered through Securities America, Inc., member FINRA/SIPC. Advisory services offered through Securities America Advisors, Inc. Merchants Investment Services and the Securities America Companies are not affiliated.
Not FDIC Insured - No Bank Guarantees - May Lose Value - Not a Deposit - Not Insured by any Government Agency
A True Community Bank
We have a rich history dating back to our founding in 1875, but more importantly, we have a bright future providing banking services to help individuals and businesses thrive. As part of our community commitment, we provide monetary support and thousands of volunteer hours each year to many worthwhile organizations. We believe in local community decisions backed by the regional strength of our entire company footprint.
Merchants Financial Group (MFGI) is the parent company for Merchants Bank and Merchants Bank Equipment Finance . With total assets of more than $2 billion, MFGI is among the largest independent financial organizations in our region. We are proud of our local ownership. Our stockholders include our employees, through our Employee Stock Ownership Program (ESOP), and roughly 760 individuals and families mostly from communities in southeastern Minnesota and west-central Wisconsin.
Our local leadership structure emphasizes decisions based on community needs and the local economy. By design, each community we serve has its own Bank President.
We also rely on local advisory boards to provide meaningful feedback and strategic direction. Our advisory boards are local leaders, from many areas including local business, education and agriculture industries.
- Home mortgage loans
- Business/commercial loans, ag loans and leases
- Trust and estate services
- Investment services*
- Correspondent mortgage lending solutions (currently partnering with more than 130 correspondent banks throughout ND, SD, MN, IA and WI)
Easily access account information or customer service when you need it. In addition to our fully staffed branch locations, bank with us through:
Local Commitment and Community Support
The Story of the Merchants Bank Rope
The Merchants Bank logo possesses a streamlined, forward and rhythmic motion to convey that Merchants Bank is a strong organization with an eye on the future. The three shapes, which together create the letter M, are interlocking and woven together giving the appearance of a rope, which implies strength and flexibility.
The three shapes which compose the M also represent characteristics inherent to Merchants Bank. Each builds off another:
- Our employees, customers and shareholders
- The regional, central and local aspects of our organization
- Quality products, outstanding service and profitability
- Volunteers, community and relationships
A rope is an amazing tool.
Its strength allows one to lift heavy loads, span great distances and tow precious cargo. Yet a rope is flexible enough to secure valuable packages with a simple knot. This tremendous strength and flexibility is made possible by the thousands of individual strands bound together for one purpose. A rope could teach us a lot about life.
Electronic Banking: (866) 496-0522
Electronic Banking Hours:
Monday-Friday 8:00 a.m. - 6:00 p.m.
Saturday 8:00 a.m. - noon
Toll-free: (800) 944-6285
Loan Servicing: (800) 765-2194
Loan Servicing Hours:
Monday-Friday 8:00 a.m. - 6:00 p.m.
Lost or Stolen Credit Card
During Business Hours: (800) 944-6285
After Hours: (800) 325-3678
Lost or Stolen Debit Card
During Business Hours: (866) 496-0522
After Hours: (800) 472-3272
Notify Us of Travel Plans
Put a travel alert on your cards.
Debit Card: (866) 496-0522
Credit Card: (800) 944-6285 or (507) 457-1160
Local Community Decisions, Regional Strength
At nearly $2 billion in assets, we are big enough to provide a deep lineup of capabilities and expertise, yet still small enough to be flexible and responsive with local decision-making.