From private enterprises, nonprofit organizations, associations and municipalities, Merchants Bank can finance the needs of almost any business. Our commercial banking team will help structure the right financing package for your needs and serve as a valued member of your team. 

Fill out our form to have a Commercial Banker to schedule a free, no obligation review of your business and what business loan solutions may be right for you. 

Business Loans at Merchants Bank

We offer market competitive rates and terms for traditional and specialty business loans in Minnesota and Wisconsin.

Commercial and Small Business Loans

Talk to our commercial banking team about your financing needs and they can find the right fit for your business - whether it's a commercial or small business loan. Fill out our form to get in touch.

Ag Loans

Ag loans or agriculture loans provide financing for beginning or established farming operations (including working capital and input costs), equipment, capital improvements and more. Merchants Bank is a Farm Service Agency (FSA) Preferred Lender and a designated AgBMP Loan Program Lender.

Term Loans

These types of loans are typically used to acquire or refinance equipment for your business. Term loans offer a set repayment amount using a fixed or variable interest rate. 

Commercial Real Estate Loans

Businesses typically use Commercial Real Estate loans for: 
  • Acquisition, refinance and construction.
  • Owner-occupied and investment property.
  • Many property types including office, warehouse, manufacturing, retail, multi-family, dealerships, healthcare and more.
  • All phases of commercial real estate development projects

Floor Plan Financing

Floor plan financing can assist your business with vehicle or equipment inventory management. Plus, our simple and intuitive floor plan system can increase efficiencies and find more ways to save time and money.

Lines of Credit

A business line of credit is a flexible source of funds to help you manage your day-to-day working capital needs or quickly capitalize on an opportunity. 

Fleet/Truck Loans

Finance rolling stock for your truck and fleet operation with fleet/truck loan.

Equipment Lease Financing

If you're looking for flexible and additional options for growing your business, equipment lease financing may be right for your business.

Plus,  try our business calculators  to help you estimate potential financial payments, payoffs, margins and more.

Schedule an Appointment

Full Service Business Banking at Merchants Bank:

We have the resources and financial expertise to be your business partner for the long haul, offering business banking solutions in:
Subject to credit approval.