Important Update: New Branch Hours
Effective November 1, branch hours are changing. Full details are available now.
Small Business Loans
Small businesses are an important staple in our communities. Having a trusted financial partner is vital to helping your small business thrive. As a Small Business Administration (SBA) preferred lender, our team is here to listen, learn and help you find the best small business financing solution.
- SBA Loans are loan programs offered and administered through the Small Business Administration and financed through Merchants Bank, an SBA preferred lender. Small Business Loan programs include:
- 7(a) Loan Program – The most common general small business financing offered by the SBA. This loan program is ideal for business start-ups, business acquisition or business expansion efforts.
- 504 Loan Program or Real Estate & Equipment Loans – Loans for commercial real estate and equipment acquisition. This program allows for smaller down payments compared to conventional bank loans. Merchants Bank partners with the Community Development Corporation (CDC) to ease the involvement required by busy business owners. It also offers long-term fixed rates on a portion of the debt.
SBA Resources
Our Commercial Banker handled every detail and always kept us in the loop as we worked through the loan process. We could have had a lot of sleepless nights but didn’t because of Merchants.
Everything with Merchants has been seamless. As a small business owner, I appreciated how communication throughout the process of my loan was quick, painless and super easy.
All loans are subject to credit approval.
Recommended Resources
Treasury Management
Dedicated to your success, we provide your business with tools to manage your corporate cash efficiently and protect your financial accounts from fraud.
Wealth
As your dedicated financial partner, we offer Wealth Management resources to help you plan for the future. Put our expertise to work for you.
Equipment Financing
Here to be your business partner with commercial equipment finance solutions.