Take advantage of some of our best Certificate of Deposit (CD) rates with these limited time CD specials as part of your overall savings strategy.
 

For CD specials, click on your location below.

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CD Rates As High As 2.25%
 
Choose your term:
  • 16-month
  • 22-month
  • 28-month
APY APY as high as
1.85% 2.25%
Earn highest APY shown above by adding:
  • .20 for having a direct deposit into a personal checking account.
  • .20 if Certificate of Deposit includes at least $10,000 of new money
Apply for a Certificate of Deposit

 

Annual Percentage Yield effective August 15, 2019.

$500 minimum balance to earn APY.

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Choose Your Term to Earn an APY of 2.25%
 
Choose your term:
  • 13-month
  • 25-month

Apply for a Certificate of Deposit

Annual Percentage Yield effective August 1, 2019.

$2,500 minimum balance to earn APY.

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CD Rates As High As 2.35%

Term APY APY as high as
11-month 2.10% 2.35%
Earn the highest APY shown above by adding .25 for having a direct deposit into a personal checking account.
 

Apply for a Certificate of Deposit

Annual Percentage Yield effective August 15, 2019.

One-time option to make an additional deposit of at least $1,000 and one-time option to raise your rate during the initial term based on the rate offered for the closest annual term. Plus, one-time option to withdraw up to 25% of your CD balance before maturity, but at least six days after account opening, without penalty.

$500 minimum balance to earn APY.


CD Rates As High As 2.05%

Term APY APY as high as*
5-month 2.05% 2.05%
*APY with $10,000 new money
 

Annual Percentage Yield effective November 12, 2018.

$10,000 minimum balance to earn APY.

Certificate of Deposit has a maximum opening deposit of $249,999.99.

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CD Rates As High As 2.25%
 
Choose your term:
  • 16-month
  • 22-month
  • 28-month
APY APY as high as
1.85% 2.25%
♦ Earn highest APY shown above by adding:
  • .20 for having a direct deposit into a personal checking account.
  • .20 if Certificate of Deposit includes at least $10,000 of new money

Apply for a Certificate of Deposit

Annual Percentage Yield effective August 15, 2019.

$500 minimum balance to earn APY.

Please scroll left and right to view the rest of the table.

CD Rates As High As 2.25%
 
Choose your term:
  • 16-month
  • 22-month
  • 28-month
APY APY as high as
1.85% 2.25%
Earn highest APY shown above by adding:
  • .20 for having a direct deposit into a personal checking account.
  • .20 if Certificate of Deposit includes at least $10,000 of new money

Apply for a Certificate of Deposit

Annual Percentage Yield effective August 15, 2019.

$500 minimum balance to earn APY.

Please scroll left and right to view the rest of the table.

CD Rates As High As 2.25%
 
Choose your term:
  • 16-month
  • 22-month
  • 28-month
APY APY as high as
1.85% 2.25%
Earn highest APY shown above by adding:
  • .20 for having a direct deposit into a personal checking account.
  • .20 if Certificate of Deposit includes at least $10,000 of new money

Apply for a Certificate of Deposit

Annual Percentage Yield effective August 15, 2019.

$500 minimum balance to earn APY.

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CD Rates As High As 2.30%

Term APY APY as high as
11-month 1.70% 2.20%
26-month 1.80% 2.30%
Increase your APY by 0.50% for having a Merchants Bank personal checking account or if the certificate of deposit includes $10,000 of new money at the time of opening or renewal. 
 

Apply for a Certificate of Deposit

Annual Percentage Yield effective August 14, 2019.

$2,500 minimum balance to earn APY.

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CD Rates As High As 2.01%

Term APY APY as high as
9-month 1.50% 2.00%
19-month 1.51% 2.01%
29-month 1.51% 2.01%
Increase your APY by .50 for all specials by having a direct deposit into a new or existing Merchants Bank personal checking account.
 

Apply for a Certificate of Deposit

Annual Percentage Yield effective August 15, 2019.

One-time option to make an additional deposit of at least $1,000. Plus, the one-time option to withdraw up to 25% of your CD balance before maturity, but at least six days after account opening, without penalty.

$2,500 minimum balance to earn APY.

Please scroll left and right to view the rest of the table.

CD Rates As High As 2.25%
 
Choose your term:
  • 16-month
  • 22-month
  • 28-month
APY APY as high as
1.85% 2.25%
Earn highest APY shown above by adding:
  • .20 for having a direct deposit into a personal checking account.
  • .20 if Certificate of Deposit includes at least $10,000 of new money

Apply for a Certificate of Deposit

Annual Percentage Yield effective August 15, 2019.

$500 minimum balance to earn APY.

 
 
 
 
 
 
 
 
 
 
 
 
To view our standard CD rates and other checking and savings account rates, please visit our rates page.

Early withdrawal penalties may reduce account earnings. Offers not available on government funds.

New money is money not currently on deposit with Merchants Bank and is required at account opening.