Dawn Garms Headshot

Dawn Garms

NMLS #: 515905

Onalaska
Email Dawn
(608) 779-8222

Dawn Garms worked with us through every step of financing our home. If it were not for Dawn, I truly believe we would not be in our home today. She is truly committed to her clients and her customer service is second to none.

Samuel Morris

Get in Touch with Dawn

Meet Dawn Garms

I started my mortgage career in 2001 and joined Merchants Bank as a mortgage lender in 2013. It’s important to me to give you the honest answers you need to make smart decisions about buying or building a home. The guidance I give you is what I would appreciate myself. The home buying process shouldn’t be a headache – it should be smooth and painless, and I’ll do everything I can to make it easy for you. 

Top Tip from Dawn

Getting pre-approved for a mortgage gives you a clear picture of what you can afford and how that fits into your personal monthly budget. It can also give you an edge on other potential buyers that may not be pre-approved. 

Loans subject to credit approval.

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