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Home Loans

To start the mortgage application process online, choose your local lender and click apply now.

Mortgage Options

Find a mortgage that meets all of your needs from a local lender and partner you can trust. We share your home dreams. Let's work together.

Mortgage Pre-approvalPurchase or RefinanceConstruction LoanVA MortgageFHA Mortgage MN Housing MortgageMedical Professional Home Loan ProgramRural Development Mortgage

Your Local Lenders

Merchants Bank works hard as your local lender to find a mortgage that works for you. Our expert lending team is here to listen, learn, and advise you through every step of the home buying process. Contact a local lender today to get started. 

Contact a Lender

Your Dream House. Our Support.

Finding a home that feels uniquely you - that's important. Whether you're hunting for your next house, want to renovate your current space or build from scratch, our team is committed to making your dreams a reality. Let's build together.


All mortgage loans are subject to credit approval.

Recommended Resources

Use our mortgage resources to calculate how much home you can afford.

Mortgage Calculators
Mortgage & Home Loan Guide
Meet the Mortgage Lenders

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