You need to provide your name, address, Social Security number, and date of birth.
If you have moved in the last two years, you may have to provide your previous address.
To maintain the security of your file, each nationwide consumer reporting company may ask you for some information that only you would know, like the amount of your monthly mortgage payment. Each company may ask you for different information because the information each has in your file may come from different sources.
If you choose to order your credit score as part of your report, you will be asked to pay. Credit or debit cards are the usual methods of payment.
annualcreditreport.com is the only authorized source for your free annual credit report from the three nationwide consumer reporting companies. annualcreditreport.com and the nationwide consumer reporting companies will not send you an email asking for your personal information. If you get an email or see a pop-up ad claiming it’s from annualcreditreport.com or any of the three nationwide consumer reporting companies, do not reply or click on any link in the message — it’s probably a scam. Forward any email that claims to be from annualcreditreport.com or any of three consumer reporting companies to the FTC’s database of deceptive spam at email@example.com.
www.annualcreditreport.com or any of three consumer reporting companies also will not call you to ask for your personal information.