Better money management starts with an easy way to track your finances. You can use our financial management tools to do the basics – like reviewing your account transactions and checking balances – or step it up with fraud protection alerts and even spending controls as you start teaching your children smart money habits.
Financial Management Tools at Merchants Bank
Choose an option to learn more:
Merchants Bank Debit Card
With your debit card, you can:
- Make purchases wherever MasterCard is accepted.
- Protect your purchases with the enhanced security of an EMV chip.
- Get cash or check your account balance at our ATM locations.
- Have peace of mind knowing your debit card is being monitored for fraud by our trusted partner.
- Request cash back when making purchases at a store or business.
Plus, with your Business Debit Card, you can authorize card usage, set daily spending limits, ATM limits or even increase daily spending limits per employee and track detailed expenses per card/employee with our monthly statements.
Merchants Bank Online Banking
Free, easy-to-use, secure Internet access to login (using the gold box in the middle of our homepage) to your personal account information.
Online Banking helps you manage your money in just a few clicks. Plus, schedule payments through Online Bill Pay and sign up for eStatements.
Merchants Bank Mobile Banking
Free, easy-to-use, secure mobile access to your personal account information on your smartphone or tablet. Mobile Banking is a convenient way to check balances, initiate mobile deposits, view recent transactions, transfer funds, pay bills, find branch and ATM locations, and more.
Download the Merchants Bank Mobile App
Free Android mobile banking app can be found in the Google Play Store by searching for "Merchants Bank, N.A."
Free iPhone and iPad mobile banking apps can be found in the App Store or iTunes by searching for "Merchants Bank." Supported on iOS 6 and higher only.
Debit Card Control: CardValet
Protect yourself from fraudulent transactions and track your personal and business debit card activity with the free CardValet app. Through CardValet you can:
- Turn your debit card(s) “on” and “off.”
- Set alerts and deny transactions based on dollar amounts, locations, store types and more.
- Track transactions and set spending limits for other family members on your account with debit cards.
- Receive automatic notifications about possible fraud.
Download the CardValet App
Free Android mobile banking app can be found in the Google Play Store by searching for "CardValet" and selecting the app with the orange and gray icon by Fiserv, Inc. Supported on Android 5.0 and higher only.
Free iPhone and iPad mobile banking apps can be found in the App Store or iTunes by searching for "CardValet" and selecting the app with the orange and gray icon by Fiserv, Inc. Supported on iOS 9.0 and higher only.
Credit Card Control: SecurLOCK Equip
The power to protect your personal and business credit card transactions in your hands with our free SecurLOCK Equip app. With SecurLOCK Equip, you can:
- Turn your credit cards "on" and "off"
- Control where your credit cards can be used, such as limiting transactions by location or store type
- Receive instant alerts about possible fraud and take action
Digital Wallet for Debit & Credit Cards - Coming Soon
Digital wallet features will be launching fall 2019.
Add your Merchants Bank debit and credit cards to your device's digital wallet for secure, convenient payments. A digital wallet is an app that gives you the ability to pay for in store and online purchases directly from your phone or tablet without needing your physical card.
Your digital wallet app will depend on the type of device you have (Apple, Google or Samsung). Using the digital wallet app creates a unique, encrypted transactions each time you pay with a specific debit or credit card.
Follow these steps to load your Merchants Bank card(s) into your digital wallet app on your smartphone or tablet:
Our Electronic Banking team
would be happy to talk you about our different financial management and fraud protection tools. They can even guide you through the download and set up process step-by-step.