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Merchants Bank Personal Online Banking provides:

  • Free, easy-to-use, secure Internet access to login (using the gold box in the middle of our homepage) to your personal account information.
  • Free Online Bill Pay*, saving you money on postage, checks and envelopes. 
  • Up-to-date descriptions of Debit Card transactions so you can monitor your account for accuracy.
  • Free personal finance management (PFM) tool to see and manage your complete financial picture.
  • Option to enroll in eStatements for each account.

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Personal Finance Management Tool

Once you have enrolled in Online Banking, you'll have access to our free tool for managing your personal finances. With Personal Finance, you can:

  • See all your finances in one spot, including Merchants Bank accounts and accounts you hold at other financial institutions.
  • Create custom categories to help you see spending habits.
  • Track budget and goal progress against your personal targets.
  • Use charts, graphs and advanced search capabilities to make monitoring and analyzing your account activity simple.

Personal Finance helps you gain greater insight into your day-to-day expenses as well as manage your savings and other financial accounts. To get started, click on the Personal Finance tab once you've logged in to Online Banking.



Additional Resources:

*Bill payments after the first 20 bills are 40 cents each.