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Account Features | Visa® Classic with ScoreCard SM Rewards | Visa® Platinum with ScoreCard SM Rewards | Visa® Platinum Cash Back |
---|---|---|---|
Earn Rewards | 1 point for every $1 spent 5 | 1 point for every $1 spent 5 | Up to 1% cash back on all purchases |
Low Introductory APR On purchases, balance transfers and cash advances. Introductory rate will be 0% APR, fixed for six months, from the account opening date. |
0% 1 | 0% 1 | 0% 1 |
APR after 6 Months | 9.99% 2,3 |
9.99% 2,3 | 9.99% 2,3 |
Annual Fee | None | None | $30 |
Free Falcon Fraud Detection | ![]() |
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Protect Your Credit Card with the Merchants Bank Credit Card App
The power to protect your personal and business credit card transactions in your hands with our free Merchants Bank Credit Card App.
Worry Free Car Rental for Family Vacation

Not only does our Visa ScoreCard come with great benefits like Travel Advantage, but you can even earn free airline tickets, car rentals and more for your next trip. Points are earned automatically every time you shop and you can redeem them anytime at scorecardrewards.com. Learn more about the benefits of a Merchants Bank Credit Card below.
Merchants Bank Visa® Score Card Credit Cards FAQ
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