Join our Mainstreeters Club for special account perks and membership activities. Mainstreeters is available to Northfield branch customers ages 55 and better who maintain a total qualifying minimum deposit balance of $5,000 in personal savings, checking or certificate of deposit accounts.
 

More about Mainstreeters

 

Mainstreeters Club Account Benefits

In additional to special events, Mainstreeters Club members enjoy these account benefits:
  • Interest paid on the entire account balance (check current rates)
  • Online Banking and Mobile Banking with Bill Pay
  • Free Mastercard debit card
  • Fee-free cash at 400+ ATM locations
  • Free Merchants signature custom checks
  • Free paper statements
  • Fee waived on first year rental of Safe Deposit box1
  • Free Cashier’s Checks and Money Orders (up to 4 per month)
  • Free notary service
  • Free photocopy services (up to 10 pages per month)
  • Free fax services (up to 5 pages per month)
  • No fee on wire transfers within the U.S.
  • Direct deposit required

Savings Account bonuses available:

Credit and Loan account discounts available:

 
To join the Northfield Mainstreeters Club, please contact Heidi or Martha, stop in to one of our Northfield branches or apply online.

1. Rental of smallest size box available or the value of the smallest size box may be discounted from the annual fee of a large size box.
2. $50 minimum deposit required for Basic Savings Account. $1,000 minimum deposit required for Advantage Savings Account. Owner of Mainstreeter Account must also be named an owner on this account. $10 limit per customer.
3. Owner of Mainstreeter Account must also be named an owner on this account. $5 limit per child.
4. Owner of Mainstreeter Account must also be named an owner on this account. $10 limit per customer.
5. Offer available on new purchase residential mortgage loans or residential construction loans only. One coupon offer available per loan. 
6. As of March 16, 2020, the Annual Percentage Rate on a home equity line of credit with an 80% or less loan-to-value and a credit score greater than or equal to 700 was 4.00%. This special offer has fixed-rate pricing as low as 2.9% APR for the first six months, based on relationship reward discounts. Following that six-month period, the rate will become variable, subject to change, based on U.S. Bank, N.A., prime rate plus a margin that is determined based on the loan-to-value in your home and your credit score at the time of application. Current rates vary from 4.00% to 5.75% APR. Maximum possible APR is 18%. Minimum possible APR is 4.00% An origination fee may apply, in addition, you are responsible for certain fees to third parties, such as appraisers, credit reporting firms and government agencies, which are generally from $100–$1,000. Following the first year, there will be an annual fee of $25. Offer available on new home equity lines of $10,000 or more only or on existing lines of credit with an increase of at least $10,000. Consult your tax advisor regarding the deductibility of interest expense. Property insurance will be required. Limited time offer.
7. Subject to credit approval.
8. 15.59% Annual Percentage Rate. Following the first year, there will be an annual fee of $30.